About This Home

This 3-bedroom, 2-bathroom residential multi family at 2297 165th St in Spirit Lake, IA is listed for $390,000 ($260 per sqft). Built in 1990, the home offers 1,500 sqft of living space on a 1.00 acres lot.

Key Features

  • Built in 1990
  • 1.00 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
1990

Amenities

FireplaceA/C
Listing Description

Situated in the 'Center Lake South' neighborhood is this upstairs/downstairs duplex on slightly over one acre of treed land space. With an uninterrupted view of Center lake, the land on the lake side of the road is owned by the DNR so will never be built upon.

The lower level 2 bedroom, one bath living space is in good shape with an updated kitchen, flooring, and quality windows throughout. The view from the living room is just fantastic. The separate access upstairs efficiency apartment features kitchen area, 3/4 bath, and open living/bedroom arrangement. And the views from both levels are truly inspiring. Shared laundry space on main level. Quiet, out of the way location on a low traffic road, yet close to everything.

Monthly Cost Estimate

$2,086/mo

20% down · 6.5% · 30 years

Principal$282
Interest$1,690
Insurance$114

Estimates only. Actual payments may vary.

Location

2297 165th St

Spirit Lake, IA 51360

Features & Amenities

Interior Features

Cable TVCeiling Fan(s)Garage Door OpenerMain Floor LaundrySmoke AlarmsWasher/Dryer Hkups

Property Details

Construction

Wood Siding

Heating

Forced Air

Cooling

Central Air

Appliances

DishwasherDisposalDryerMicrowaveRange/StoveWasher

Questions & Answers

This 3-bedroom, 2-bathroom residential multi family at 2297 165th St is listed at $390,000 ($260/sqft). The estimated monthly payment is $2,086 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1990, 1.00 acre lot, 2 stories, Fireplace. Interior Features: Cable TV, Ceiling Fan(s), Garage Door Opener.

This property is listed by Eric Hoien and can be reached at 7123202790.

EH

Eric Hoien

Agent at Hoien Realty

(712) 320-2790

Listed by Hoien Realty · View on Broker Site

MLS# 260798· Source: listhub· 1 day on market

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2297 165th St, Spirit Lake, IA 51360

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