About This Home

This 3-bedroom, 2-bathroom single family at 2301 Surf Road in Panacea, FL is listed for $799,900 ($431 per sqft). Built in 1992, the home offers 1,856 sqft of living space on a 0.33 acres lot.

Key Features

  • Built in 1992
  • 0.33 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
2 full
1992

Amenities

FireplaceWaterfrontA/C
Listing Description

Beautifully renovated bayfront home with direct Gulf access and stunning waterfront views! This elevated 3BR/2BA retreat was extensively updated in 2023 and features custom kitchen cabinetry, granite and quartz countertops, all-new appliances, new LVP flooring and lighting, a ventless gas fireplace, and Rinnai tankless water heater.

The spacious primary suite offers a large walk-in closet and spa-style ensuite with a wet-room Jacuzzi soaking tub, dual shower heads, and body sprays. A wall of patio doors fills the home with natural light and peaceful water views. Designed for the ultimate Florida waterfront lifestyle, the property includes a deep-water dock with Sure-Step decki

ng, covered boat lift, two jet ski lifts, electric, water, and fish-cleaning station, all added in 2021, plus a new seawall with stairs to the beach in 2023. Additional upgrades include a new roof, windows, and patio doors in 2021, RV hookup, buried propane tank with generator-ready hookup, irrigated manicured backyard, privacy fencing with automatic gated entry, and abundant parking with five spacious bays under the home.

One of the rare Surf Rd properties where you can enjoy both sunrises and sunsets over the water. Boat, jet skis, and furniture negotiable. Move-in ready coastal living at its finest-enjoy boating, fishing, entertaining, and relaxing waterfront living right from your backyard. The biking/walking path along Surf Rd stretches for miles in either direction, and this golf-cart-friendly community makes it easy to ride to nearby shops, restaurants, and Mashes Sands Beach. Shed combo is 4321.

Monthly Cost Estimate

$4,278/mo

20% down · 6.5% · 30 years

Principal$578
Interest$3,466
Insurance$233

Estimates only. Actual payments may vary.

Location

2301 Surf Road

Panacea, FL 32346

Tarpon Shores

Features & Amenities

Interior Features

TrayCeilingsHighCeilingsJettedTubVaultedCeilingsSplitBedroomsSunRoomWalkInClosets

Exterior Features

SprinklerIrrigation

Property Details

Flooring

PlankTileVinyl

Construction

FiberCement WoodSiding

Outdoor Features

PorchDeck

Parking

GatedCarport

Heating

Fireplace(s)Central

Cooling

Central AirCeiling Fan(s)

Appliances

DryerDishwasherDisposalIceMakerMicrowaveOvenRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 2301 Surf Road is listed at $799,900 ($431/sqft). The estimated monthly payment is $4,278 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1992, 0.33 acre lot, Fireplace, Waterfront. Interior Features: TrayCeilings, HighCeilings, JettedTub. Exterior Features: SprinklerIrrigation.

This property is listed by Denita Sky and can be reached at 8507557529.

DS

Denita Sky

License 3327117

Agent at Waypoint Properties

(850) 755-7529

Listed by Waypoint Properties · Broker phone: 8509269100 · View on Broker Site

MLS# 403455· Source: Tallahassee Board of Realtors· 28 days on PropertySimple

Copyright © 2026 Tallahassee Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2301 Surf Road, Panacea, FL 32346

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