# 23039 BANKS RD, Cape Charles, VA 23310

> **TL;DR:** 7bd/2ba single family, $349,000 ($101/sqft), built 1988, 3,460 sqft.
> A/C. Est. $1,867/mo. Listed 4 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $349,000 |
| Price/sqft | $101 |
| Bedrooms | 7 |
| Bathrooms | 2 full |
| Square Feet | 3,460 |
| Year Built | 1988 |
| Lot Size | 12,197 sqft (0.28 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | For Sale |
| Days on Market | 4 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,765 |
| Estimated Insurance | $102 |
| **Total** | **$1,867** |

## Nearby Schools

- **Elementary:** KIPTOPEKE
- **Middle:** NORTHAMPTON
- **High:** NORTHAMPTON

## Key Amenities

- A/C

## Property Highlights

- Built in 1988
- 0.28 acre lot
- 2 stories

## Description

### Agent Description
Discover an exceptional opportunity just minutes from Cape Charles to own a beautifully reimagined home offering over 3,500 square feet of flexible living space. Currently undergoing a complete top-to-bottom renovation, this expansive property is being transformed with today's buyer in mind, blending modern finishes, thoughtful design, and endless possibilities. Upon completion, the home will feature six spacious bedrooms, three versatile bonus rooms, and abundant living space that can easily adapt to your lifestyle. Whether you're searching for a multi-generational home, a vacation retreat, an investment property, or simply need room for a home office, gym, media room, or playroom, this home's flexible floor plan provides countless options. Nearly every aspect of the property is being updated, creating the feel of a brand-new home while offering the space and character that are difficult to find in today's market. Buyers who act early have a unique opportunity to purchase the property at a reduced price in its current condition and complete the remaining renovations themselves, adding their own vision while building instant equity. Alternatively, wait for the professionally completed renovation, with an anticipated completion date of October 2026, and enjoy a truly turnkey home. Conveniently located near the beaches, marinas, restaurants, boutiques, and coastal charm of Cape Charles, you'll enjoy the perfect balance of peaceful living with easy access to everything Virginia's Eastern Shore has to offer. Please note: Photos are architectural renderings intended to illustrate the planned renovation and are for marketing purposes only. Final finishes, materials, colors, and design details may vary as construction progresses. PLEASE NOTE: this home is currently only rated for a 3 bedroom septic.

## Location

- **Address:** 23039 BANKS RD, Cape Charles, VA 23310
- **County:** Northampton
- **Neighborhood:** CAPE CHARLES
- **Coordinates:** 37.2665686, -75.9626297
- **Google Maps:** https://www.google.com/maps?q=37.2665686,-75.9626297

## Listing Agent

- **Name:** Sara Seay
- **Brokerage:** Real Broker, LLC
- **Phone:** 7579991987

## Primary Photo

![23039 BANKS RD - Primary Photo](http://lh.rdcpix.com/6c3b599c9a87f825589ad370372197d7l-f4218288400r.jpg)

*2 total photos available on [listing page](https://www.propertysimple.ai/listing/23039-banks-rd-cape-charles-va-23310-va71774)*

---

**MLS#:** 71774 | **Updated:** 2026-08-02
**Source:** listhub

*Copyright © 2026 Eastern Shore Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/23039-banks-rd-cape-charles-va-23310-va71774)

---

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