About This Home

This 4-bedroom, 4-bathroom single family at 2309 Watershore Drive in Soddy Daisy, TN is listed for $515,000 ($200 per sqft). Built in 1996, the home offers 2,574 sqft of living space on a 0.41 acres lot.

Key Features

  • Built in 1996
  • 0.41 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
2-car garage
1996

Amenities

FireplaceViewSpaA/C
Listing Description

This beautiful home, located in the desirable Shoreline subdivision, offers stunning views of the Tennessee River and Lake Chickamauga. Residents benefit from lake living with Harbor Lights Marina conveniently located within walking distance right across the street for boat storage.

The interior features a large, updated kitchen with granite countertops, stainless steel appliances, and a pantry. The floor plan includes a master suite on the main level and three additional large bedrooms upstairs. Recent updates include fresh paint and new carpeting upstairs within the last two years.

The main living area features a gas fireplace with recently installed logs, and the dining room has been enhanced with French doors, allowing it to serve as an optional main-floor bedroom. Additional improvements include an updated guest bathroom and new insulated garage doors installed in 2024.

Outdoor living spaces include a screened porch and a deck with lake views and new railings. The property is equipped with an irrigation system and Nest thermostats with sensors. The landscaping features specialty flowers and a large backyard flower bed with multiple shade trees.

Significant maintenance and structural upgrades provide peace of mind: the HVAC was replaced seven years ago, and in 2024, the crawlspace was fully encapsulated with new ductwork, a commercial dehumidifier, and an alarmed sump pump. This encapsulation includes a life-of-the-structure warranty. Additionally, residents benefit from low county taxes.

Monthly Cost Estimate

$2,754/mo

20% down · 6.5% · 30 years

Principal$372
Interest$2,232
Insurance$150

Estimates only. Actual payments may vary.

Location

2309 Watershore Drive

Soddy Daisy, TN 37379

Shoreline

Features & Amenities

Interior Features

Double VanityEat-in KitchenEn SuiteEntrance FoyerGranite CountersHigh CeilingsOpen FloorplanPantryPrimary DownstairsSeparate Dining RoomSeparate ShowerSoaking TubSplit BedroomsTub/shower ComboWalk-In Closet(s)Whirlpool Tub

Exterior Features

GardenPlaygroundSmart Camera(s)/RecordingStorage

Property Details

Flooring

TileVinylPlankCarpet

Construction

Brick Vinyl Siding

Views

Water

Outdoor Features

PorchDeckPatio

Parking

OpenGarage

Heating

Natural Gas

Cooling

Multi UnitsCentral Air

Appliances

RefrigeratorMicrowaveGas Water HeaterFree-Standing Electric RangeDishwasherConvection Oven

Questions & Answers

This 4-bedroom, 4-bathroom single family at 2309 Watershore Drive is listed at $515,000 ($200/sqft). The estimated monthly payment is $2,754 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1996, 0.41 acre lot, 2 stories, Fireplace. Interior Features: Double Vanity, Eat-in Kitchen, En Suite. Exterior Features: Garden, Playground, Smart Camera(s)/Recording.

This property is listed by Tracie L Smith.

TS

Tracie L Smith

License 304799

Agent at Realty ONE Group Experts

Listed by Realty ONE Group Experts · Broker phone: (423) 896-6000 · View on Broker Site · Broker website

MLS# 1531489· Source: Greater Chattanooga Association of REALTORS· 215 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2309 Watershore Drive, Soddy Daisy, TN 37379

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