About This Home

This 3-bedroom, 3-bathroom single family at 231 Bay Circle Drive in Santa Rosa Beach, FL is listed for $1,795,000 ($997 per sqft). Built in 1990, the home offers 1,800 sqft of living space on a 0.34 acres lot.

Key Features

  • Built in 1990
  • 0.34 acre lot
  • 2 parking spaces
  • Fireplace
  • Waterfront

Property Details

1 story
2 full, 1 half
2-car garage
1990

Amenities

FireplaceWaterfrontHardwoodA/CRV Parking
Listing Description

Beautifully remodeled coastal home featuring a private dock, boat lift, and exceptional views across the bay. Located on a quiet stretch of Santa Rosa Beach just minutes from Scenic 30A, Designed to capture the stunning bay views, the open floor plan features inviting living spaces with a fireplace and a beautifully appointed kitchen with an island.

Updated windows and doors fill the home with natural light while creating a seamless connection to the water and outdoor living areas. Carefully designed landscaping provides privacy while maximizing the expansive bay views. The primary suite offers a private retreat with a dedicated office, walk-in closet, and beautifully finished bath.

Outdoor living is where this property truly shines, featuring a wraparound deck, covered porch, outdoor shower, and fire pit overlooking the bay. The waterfront setup is exceptional, with a dock, walkway, and boat lift built on durable concrete pilings.

The dock includes a beautiful boathouse, two Jet Ski lifts, a kayak and paddleboard launch platform, and a sunning deck / lounge area perfect for relaxing by the water. The bay creates a peaceful natural setting where dolphins, nesting ospreys, and herons are frequent visitors, offering a rare connection to the beauty of the Emerald Coast.

Featuring a 2023 metal roof, updated windows and doors, and numerous quality upgrades throughout, this meticulously maintained bayfront home combines coastal elegance, thoughtful improvements, and an unmatched waterfront setting in one of Santa Rosa Beach's most desirable locations.

Monthly Cost Estimate

$9,600/mo

20% down · 6.5% · 30 years

Principal$1,298
Interest$7,778
Insurance$524

Estimates only. Actual payments may vary.

Location

231 Bay Circle Drive

Santa Rosa Beach, FL 32459

SANTA ROSA BCH EST

Features & Amenities

Interior Features

Ceiling VaultedFireplaceLighting RecessedNewly PaintedWallpaperWasher/Dryer Hookup

Exterior Features

Rain GutterBoatliftDockFenced Back YardHurricane ShuttersShowerYard Building

Property Details

Flooring

HardwoodTile

Construction

Frame Siding Wood

Outdoor Features

PorchPatio

Parking

Boat

Heating

Central

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalDryerMicrowaveRange HoodRefrigeratorSecurity SystemSmoke DetectorWasherWater Heater - Elect

Questions & Answers

This 3-bedroom, 3-bathroom single family at 231 Bay Circle Drive is listed at $1,795,000 ($997/sqft). The estimated monthly payment is $9,600 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1990, 0.34 acre lot, 2 parking spaces, Fireplace, Waterfront. Interior Features: Ceiling Vaulted, Fireplace, Lighting Recessed. Exterior Features: Rain Gutter, Boatlift, Dock.

This property is listed by Katie M Atwater and can be reached at 8505029120.

KA

Katie M Atwater

License 3182770

Agent at The Premier Property Group, LLC

(850) 502-9120
Agent website

Listed by The Premier Property Group, LLC · Broker phone: (850) 213-5000 · View on Broker Site · Broker website

MLS# 1007367· Source: Emerald Coast Association of Realtors· 96 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

231 Bay Circle Drive, Santa Rosa Beach, FL 32459

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