# 231 Bay Circle Drive, Santa Rosa Beach, FL 32459

> **TL;DR:** 3bd/3ba single family, $1,795,000 ($997/sqft), built 1990, 1,800 sqft.
> Fireplace, Waterfront, Hardwood, A/C. Est. $9,600/mo. Listed 99 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,795,000 |
| Price/sqft | $997 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,800 |
| Year Built | 1990 |
| Lot Size | 14,810 sqft (0.34 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 99 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $9,076 |
| Estimated Insurance | $524 |
| **Total** | **$9,600** |

## Nearby Schools

- **Elementary:** Van R Butler
- **Middle:** Emerald Coast
- **High:** South Walton

## Key Amenities

- Fireplace
- Waterfront
- Hardwood
- A/C
- RV Parking
- 2-car garage

## Property Highlights

- Built in 1990
- 0.34 acre lot
- 2 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
Beautifully remodeled coastal home featuring a private dock, boat lift, and exceptional views across the bay. Located on a quiet stretch of Santa Rosa Beach just minutes from Scenic 30A, Designed to capture the stunning bay views, the open floor plan features inviting living spaces with a fireplace and a beautifully appointed kitchen with an island. Updated windows and doors fill the home with natural light while creating a seamless connection to the water and outdoor living areas. Carefully designed landscaping provides privacy while maximizing the expansive bay views. The primary suite offers a private retreat with a dedicated office, walk-in closet, and beautifully finished bath. Outdoor living is where this property truly shines, featuring a wraparound deck, covered porch, outdoor shower, and fire pit overlooking the bay. The waterfront setup is exceptional, with a dock, walkway, and boat lift built on durable concrete pilings. The dock includes a beautiful boathouse, two Jet Ski lifts, a kayak and paddleboard launch platform, and a sunning deck / lounge area perfect for relaxing by the water. The bay creates a peaceful natural setting where dolphins, nesting ospreys, and herons are frequent visitors, offering a rare connection to the beauty of the Emerald Coast. Featuring a 2023 metal roof, updated windows and doors, and numerous quality upgrades throughout, this meticulously maintained bayfront home combines coastal elegance, thoughtful improvements, and an unmatched waterfront setting in one of Santa Rosa Beach's most desirable locations.

## Location

- **Address:** 231 Bay Circle Drive, Santa Rosa Beach, FL 32459
- **County:** Walton
- **Neighborhood:** SANTA ROSA BCH EST
- **Coordinates:** 30.398764, -86.282354
- **Google Maps:** https://www.google.com/maps?q=30.398764,-86.282354

## Listing Agent

- **Name:** Katie M Atwater · **License:** 3182770
- **Brokerage:** The Premier Property Group, LLC
- **Phone:** 8505029120
- **Broker Phone:** (850) 213-5000
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/231-Bay-Circle-Dr_Santa-Rosa-Beach_FL_32459_M56349-94820?f=listhub&s=ECARMLSFL&m=1007367&c=propsimple)

## Photos

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---

**MLS#:** 1007367 | **Updated:** 2026-10-16
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/231-bay-circle-drive-santa-rosa-beach-fl-32459-1007367)

---

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