About This Home

This 3-bedroom, 2-bathroom single family at 231 N Terry Hill Road in Carmel, NY is listed for $450,000 ($281 per sqft). Built in 1950, the home offers 1,600 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 1950
  • 0.14 acre lot
  • Fireplace
  • Waterfront

Property Details

1 full, 1 half
1950

Amenities

FireplaceWaterfrontView
Listing Description

Enjoy lakefront living in this charming 3-bedroom, 2-bath home. The main level features two bedrooms, a full bath, living room, kitchen with breakfast nook, and a separate dining area. The finished lower level adds valuable additional living space with a third bedroom, half bath, recreation room, plus utility and storage areas.

Set on a beautiful property with direct lake access, the home features a spacious backyard, mature trees and plenty of room to relax and enjoy the water. A wonderful opportunity to update and make your own, whether as a year-round home or a weekend lake retreat.

Monthly Cost Estimate

$2,407/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131

Estimates only. Actual payments may vary.

Location

231 N Terry Hill Road

Carmel, NY 10512

Features & Amenities

Interior Features

First Floor BedroomFirst Floor Full BathCeiling Fan(s)

Property Details

Construction

Frame

Views

Lake

Parking

Off StreetDriveway

Heating

Hot Water(Heating)

Cooling

Ductless

Appliances

Electric OvenRefrigerator

Questions & Answers

This 3-bedroom, 2-bathroom single family at 231 N Terry Hill Road is listed at $450,000 ($281/sqft). The estimated monthly payment is $2,406 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1950, 0.14 acre lot, Fireplace, Waterfront. Interior Features: First Floor Bedroom, First Floor Full Bath, Ceiling Fan(s).

This property is listed by John Holly.

JH

John Holly

Agent at holly real estate

Listed by holly real estate · Broker phone: (845) 225-8000 · View on Broker Site · Broker website

MLS# 1042296· Source: OneKey MLS· 69 days on PropertySimple

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

231 N Terry Hill Road, Carmel, NY 10512

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