About This Home

This 5-bedroom, 3-bathroom single family at 231 Windward Cove in Niceville, FL is listed for $845,000 ($305 per sqft). Built in 1992, the home offers 2,773 sqft of living space on a 0.41 acres lot.

Key Features

  • Built in 1992
  • 0.41 acre lot
  • 2 stories
  • 6 parking spaces
  • Fireplace

Property Details

2 stories
3 full
6 spaces
1992

Amenities

FireplaceHardwoodA/C
Listing Description

Beautiful executive home located in one of Bluewater Bay's premier gated waterfront communities, featuring a private beach and community dock perfect for swimming, paddleboarding, and kayaking. Situated on a spacious corner lot, this exceptional home offers a private pool, covered back porch, and fully fenced backyard--ideal for entertaining and enjoying the Florida lifestyle.

Inside, soaring two-story ceilings create an impressive sense of space in the family room, which flows seamlessly into the updated kitchen. The kitchen features white cabinetry, granite countertops, stainless steel appliances, and a large walk-in pantry.

The spacious first-floor primary suite offers a large walk-in closet with custom built-ins and a beautifully renovated primary bathroom featuring a spa tub, dual vanities, and a stunning walk-in stone shower with built-in seating. Two additional bedrooms and a full bathroom are also located on the first floor, along with a versatile flex room that can be used as an office or additional living space.

Upstairs, you'll find two additional bedrooms, a loft, and a Jack-and-Jill bathroom. The expansive covered back porch overlooks the private swimming pool and spacious fenced backyard, providing plenty of room for outdoor entertaining! Additional features include a large driveway with ample parking and a cul-de-sac area.

This exceptional property combines generous living space, thoughtful updates, and access to outstanding waterfront amenities in a highly desirable Bluewater Bay location. **Major Upgrades include carpet, paint, trim, custom shelving, added 5th bedroom, pool safety fence, backyard fence, interior doors, primary bath & upstairs bath remodel, ceiling fans, 2021 roof & 2021 water heater. Schedule a showing today!

Monthly Cost Estimate

$4,794/mo

20% down · 6.5% · 30 years

Principal$611
Interest$3,662
Insurance$246
HOA$275

Estimates only. Actual payments may vary.

Location

231 Windward Cove

Niceville, FL 32578

WINDWARD PH 3

Features & Amenities

Interior Features

Ceiling CathedralLighting RecessedPantryWasher/Dryer HookupWoodwork Painted

Exterior Features

Fenced Back YardPool - Vinyl Liner

Property Details

Flooring

HardwoodCarpetTile

Construction

Brick Frame Trim Vinyl

Outdoor Features

Patio

Parking

OversizeGarage

Heating

Natural Gas

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalMicrowaveRefrigeratorRefrigerator W/IceMkSmoke DetectorStove/Oven GasWater Heater - Gas

Questions & Answers

This 5-bedroom, 3-bathroom single family at 231 Windward Cove is listed at $845,000 ($305/sqft). The estimated monthly payment is $4,794 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $275/month.

Key features include: Built in 1992, 0.41 acre lot, 2 stories, 6 parking spaces, Fireplace. Interior Features: Ceiling Cathedral, Lighting Recessed, Pantry. Exterior Features: Fenced Back Yard, Pool - Vinyl Liner.

This property is listed by Zarina S Ellis and can be reached at 9107893656.

ZE

Zarina S Ellis

License 3397694

Agent at Ellis Realty LLC

(910) 789-3656

Listed by Ellis Realty LLC · Broker phone: (910) 789-3656 · View on Broker Site

MLS# 1011517· Source: Emerald Coast Association of Realtors· 9 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

231 Windward Cove, Niceville, FL 32578

Open this listing in: