About This Home

This 1-bedroom, 1-bathroom condo at 23223 Front Beach Road #B3-407 in Panama City Beach, FL is listed for $364,000 ($495 per sqft). Built in 1977, the home offers 735 sqft of living space on a N/A lot.

Key Features

  • Built in 1977
  • Waterfront

Property Details

1 full
#B3-407
1977

Amenities

WaterfrontA/C
Listing Description

Where the horizon melts into hues of blue and the rhythm of the tide becomes part of your everyday life, this gulf-front retreat invites you to slow down and savor each moment. From the instant you step inside, a sense of calm washes over you--sunlight spilling across an open-concept living space where the kitchen, dining, and lounge areas flow effortlessly together, all designed for easy coastal living.

Just beyond, the bedroom becomes your private escape, where a large window frames endless water views--nature's own ever-changing artwork. Thoughtfully designed with generous storage, including a separate owner's closet, it's a space as practical as it is peaceful.

The bath offers a clean, coastal feel with a tiled tub/shower combo and vanity, while the kitchen's crisp white cabinetry and full suite of appliances make everything from morning coffee to sunset dinners feel effortless. A tucked-away washer and dryer add everyday convenience without sacrificing space.

But it's the balcony that truly captures your heart. Step outside to your own gulf-front haven, where salty breezes and the sound of rolling waves set the tone. Sip coffee at sunrise or unwind with a glass of wine -- this is coastal living at its finest.

Located within the gated community of Pinnacle Port Resort, spanning over 25 acres with more than a quarter mile of pristine beachfront, the lifestyle here is unmatched. Enjoy two pools, tennis courts, a sauna and steam room, fitness center, and a private freshwater dock with boat slips and launch.

Even better, association fees cover heating, cooling, and hot water--leaving you with only minimal utility costs. This isn't just a condo--it's your place by the sea, where every day begins and ends with the beauty of the Gulf.

Monthly Cost Estimate

$4,499/mo

20% down · 6.5% · 30 years

Principal$263
Interest$1,577
Insurance$106
HOA$2,552

Estimates only. Actual payments may vary.

Location

23223 Front Beach Road #B3-407

Panama City Beach, FL 32413

Pinnacle Port Phase 1-D

Features & Amenities

Interior Features

MainLevelPrimaryTubShower

Exterior Features

BoatRampDock

Property Details

Construction

Concrete

Parking

GatedParking Lot

Heating

Electric (Heating)Central

Cooling

Central Air

Appliances

WasherDryerStackedElectricOvenElectricRange

Questions & Answers

This 1-bedroom, 1-bathroom condo at 23223 Front Beach Road is listed at $364,000 ($495/sqft). The estimated monthly payment is $4,499 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $2552/month.

Key features include: Built in 1977, Waterfront. Interior Features: MainLevelPrimary, TubShower. Exterior Features: BoatRamp, Dock.

This property is listed by Gene Darden.

GD

Gene Darden

License BK3612597

Agent at Real Broker LLC

Listed by Real Broker LLC · Broker phone: (855) 450-0442 · View on Broker Site · Broker website

MLS# 787112· Source: Central Panhandle Association of REALTORS· 231 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

23223 Front Beach Road #B3-407, Panama City Beach, FL 32413

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