# 234 E 3rd Street, Waterloo, IL 62298

> **TL;DR:** commercial, $700,000. Est. $3,744/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $700,000 |
| Lot Size | 32,670 sqft (0.75 acres) |
| Stories | 1 |
| Property Type | Commercial (Other) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,540 |
| Estimated Insurance | $204 |
| **Total** | **$3,744** |

## Property Highlights

- 0.75 acre lot

## Description

### Agent Description
Position your business in the heart of Waterloo with this highly visible commercial property located at 234 E. Third Street. Currently operating as Creative Touch Cosmetology School, this approximately 4,400-square-foot building offers a versatile floor plan that can accommodate a wide variety of professional, educational, medical, office, retail, service, or specialty business uses. The property features multiple private offices, classrooms, training rooms, reception areas, storage spaces, restrooms, and flexible open work areas, making it ideal for an owner-user or investor seeking a move-in-ready commercial space. A standout feature is the generous onsite parking, offering approximately 26 parking spaces, including 2 ADA-compliant handicap spaces, providing convenience for employees, customers, students, and visitors alike. The functional layout allows for multiple operational configurations and future adaptability as business needs evolve. Located in Waterloo's established business district, the property benefits from excellent accessibility, strong local demographics, and proximity to downtown amenities, government offices, restaurants, and retail destinations. Creative Touch Cosmetology School has successfully operated from this location for years, demonstrating the property's suitability for educational and service-oriented businesses. Whether you're expanding, relocating, investing, or launching a new venture, this well-maintained commercial property offers the space, parking, and location to support long-term success. Schedule your private tour today and explore the possibilities

## Location

- **Address:** 234 E 3rd Street, Waterloo, IL 62298
- **County:** Monroe
- **Neighborhood:** E Outlots Sec
- **Coordinates:** 38.335314, -90.1461
- **Google Maps:** https://www.google.com/maps?q=38.335314,-90.1461

## Listing Agent

- **Name:** Shawna Holtman
- **Brokerage:** Keller Williams Pinnacle
- **Phone:** (618) 226-6447
- **Broker Phone:** (618) 226-6447
- **Listing URL:** [View original listing](https://listings.listhub.net/pages/MARISMO/26052705/?channel=propsimple)

## Photos

![234 E 3rd Street - Photo 1](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f281846656r.jpg)

![234 E 3rd Street - Photo 2](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f3888736478r.jpg)

![234 E 3rd Street - Photo 3](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f791181008r.jpg)

![234 E 3rd Street - Photo 4](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f411478577r.jpg)

![234 E 3rd Street - Photo 5](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f2057906799r.jpg)

![234 E 3rd Street - Photo 6](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f1057480313r.jpg)

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![234 E 3rd Street - Photo 33](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f928286510r.jpg)

![234 E 3rd Street - Photo 34](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f2831833356r.jpg)

![234 E 3rd Street - Photo 35](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f3732572638r.jpg)

![234 E 3rd Street - Photo 36](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f1235350007r.jpg)

![234 E 3rd Street - Photo 37](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f3805265363r.jpg)

![234 E 3rd Street - Photo 38](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f1317325752r.jpg)

![234 E 3rd Street - Photo 39](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f2486857882r.jpg)

![234 E 3rd Street - Photo 40](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f4019115373r.jpg)

![234 E 3rd Street - Photo 41](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f792358294r.jpg)

![234 E 3rd Street - Photo 42](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f1510827181r.jpg)

![234 E 3rd Street - Photo 43](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f764664827r.jpg)

![234 E 3rd Street - Photo 44](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f829229543r.jpg)

![234 E 3rd Street - Photo 45](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f811309142r.jpg)

![234 E 3rd Street - Photo 46](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f1865522905r.jpg)

![234 E 3rd Street - Photo 47](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f2007080632r.jpg)

![234 E 3rd Street - Photo 48](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f1100421762r.jpg)

![234 E 3rd Street - Photo 49](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f3251595824r.jpg)

![234 E 3rd Street - Photo 50](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f1268805363r.jpg)

![234 E 3rd Street - Photo 51](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f3595642159r.jpg)

![234 E 3rd Street - Photo 52](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f3463859753r.jpg)

![234 E 3rd Street - Photo 53](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f1023868148r.jpg)

![234 E 3rd Street - Photo 54](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f2979828787r.jpg)

![234 E 3rd Street - Photo 55](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f613492218r.jpg)

![234 E 3rd Street - Photo 56](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f1139710031r.jpg)

![234 E 3rd Street - Photo 57](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f3849426051r.jpg)

![234 E 3rd Street - Photo 58](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f1390905582r.jpg)

![234 E 3rd Street - Photo 59](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f590727201r.jpg)

![234 E 3rd Street - Photo 60](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f1609033526r.jpg)

![234 E 3rd Street - Photo 61](http://lh.rdcpix.com/5d5a9953042378d99c9fc4e860ba7054l-f2604962211r.jpg)

---

**MLS#:** 26052705 | **Updated:** 2026-08-25
**Source:** listhub

*Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/234-e-3rd-street-waterloo-il-62298-26052705)

---

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