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About This Home

This 3-bedroom, 2-bathroom single family at 235 Cardinal Circle W in Saint Marys, GA is listed for $368,000 ($198 per sqft). Built in 1991, the home offers 1,860 sqft of living space on a 0.30 acres lot.

Agent Description

235 Cardinal Circle West is a rare opportunity to enjoy the Osprey Cove lifestyle at an exceptional value. Nestled on a quiet cul-de-sac in one of St. Marys' most sought-after gated communities, this beautifully maintained home offers comfort, privacy, and an inviting coastal lifestyle-all at an attractive entry price for the neighborhood.Set on a

large private lot, the home is framed by mature trees in the backyard and lush landscaping in the front, creating a peaceful setting you'll love coming home to. Inside, the thoughtfully designed floor plan features durable LVP flooring throughout the main living areas, soaring 10-foot ceilings in the formal dining room, and a spacious great room that flows seamlessly into the kitchen-perfect for entertaining or everyday living.

The garage even features stunning epoxy flooring for a polished finish. Additional highlights include a gas water heater for energy efficiency and the pride of ownership that shows throughout the home.For buyers looking to get into Osprey Cove without compromising on quality, this home is an incredible value and a chance to enjoy one of coastal Geo

rgia's premier communities.Osprey Cove offers optional membership access to resort-style amenities, including a championship golf course, River Club with a junior Olympic pool and fitness center, tennis courts, dining options, walking trails, and private river access with a boat ramp leading directly to the Intracoastal Waterway and Atlantic Ocean.

Whether you enjoy boating, kayaking, fishing, or simply relaxing, adventure is always just minutes away.Perfectly positioned, this home offers both privacy and convenience. Historic downtown St. Marys is just minutes away, where you'll find charming streets draped in Spanish moss, waterfront dining, boutique shopping, and the Cumberland Island ferry-your gateway to untouched beaches and natural beauty.

Jacksonville and Amelia Island are both less than 40 minutes away, offering endless opportunities for work and recreation.For military families, the location is especially ideal, with Kings Bay Naval Base only 4 miles away for an easy commute while still enjoying the tranquility of Osprey Cove.

Jekyll Island, Amelia Island, and Jacksonville International Airport are all within easy reach, making travel and weekend getaways effortless.At 235 Cardinal Circle West, every day feels like a vacation. Whether you're searching for a full-time residence, a peaceful coastal retreat, or a smart opportunity to own in an outstanding neighborhood at a great value, this home truly delivers. Schedule your private showing today and discover the lifestyle that makes Osprey Cove so special.

Key Features

  • Built in 1991
  • 0.30 acre lot

Property Details

1 story
2 full
1991

Amenities

A/C

Monthly Cost Estimate

$2,858/mo

20% down · 6.5% · 30 years

Principal$266
Interest$1,595
Insurance$107
HOA$890

Estimates only. Actual payments may vary.

Location

235 Cardinal Circle W

Saint Marys, GA 31558

Osprey Cove

Features & Amenities

Interior Features

Ceiling Fan(s)Double VanityHigh CeilingsPantrySoaking TubWalk-In Closet(s)Separate ShowerPrimary on First FloorSitting AreaSplit PlanBreakfast Bar

Property Details

Flooring

VinylTile

Construction

Stucco

Parking

OpenDriveway

Heating

Heat Pump (Heating)CentralElectric (Heating)

Cooling

ElectricCentral Air

Appliances

DryerDisposalDishwasherMicrowaveRangeRefrigeratorWasherWater Softener

Questions & Answers

This 3-bedroom, 2-bathroom single family at 235 Cardinal Circle W is listed at $368,000 ($198/sqft). The estimated monthly payment is $2,485 based on 20% down at 6.5% interest.

HOA fees are $890/month.

Key features include: Built in 1991, 0.30 acre lot. Interior Features: Ceiling Fan(s), Double Vanity, High Ceilings.

This property is listed by Tom McBride and can be reached at 9122224403 or Tom@AvalonPropertiesGroup.com.

TM

Tom McBride

Agent at Avalon Properties Group, LLC

(912) 222-4403

Listed by Avalon Properties Group, LLC · View on Broker Site

MLS# 1661980· Source: listhub· Updated 20 days ago

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

235 Cardinal Circle W, Saint Marys, GA 31558

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