# 235 Sycamore Bnd, Monterey, TN 38574

> **TL;DR:** 3bd/2ba single family, $675,000 ($236/sqft), built 2007, 2,858 sqft.
> Fireplace, Waterfront, View, Hardwood. Est. $3,960/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $675,000 |
| Price/sqft | $236 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,858 |
| Year Built | 2007 |
| Lot Size | 4 sqft (0.00 acres) |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Lake, Water
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,413 |
| Estimated Insurance | $197 |
| HOA | $350 |
| **Total** | **$3,960** |

## Nearby Schools

- **Elementary:** Pleasant Hill Elementary School
- **High:** Cumberland County High School

## Key Amenities

- Fireplace
- Waterfront
- View
- Hardwood
- A/C

## Property Highlights

- Built in 2007
- 0.00 acre lot
- 2 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
Nestled in a quiet woodland setting on a private lake,(no gas motors) this beautifully updated home offers peaceful lakeside living with thoughtful upgrades throughout. Fresh paint, updated lighting, custom shades, and real hardwood floors create a warm and refined feel from the moment you step inside. The vaulted ceilings and French doors (both fully opening) flood the main living space with natural light, while two propane fireplaces in the home add a cozy ambiance. The kitchen features a propane double-oven cookstove, walk-in pantry, and all appliances remain, including washer and dryer. A Generac whole-house generator (largest model) provides year-round peace of mind. The Hutch in the Living room stays. The primary suite is a retreat of its own, complete with tray ceiling, private fireplace, door access to the porch, jetted tub, large walk-in shower, double sinks, and an oversized walk-in closet. A Jack-and-Jill bath with double sinks and large shower serves additional bedrooms. The updated half bath and refreshed laundry room (with utility sink and storage closet) add even more functionality. Major system updates include HVAC (2021), new septic field and pump, encapsulated crawlspace, sump pump, well water filtration system with softener, and Spectrum fiber optic internet. Step outside to enjoy the new dock (2022) with kayak launch, bass-stocked lake, covered back porch, deck and gazebo overlooking the water. The fenced raised-bed ''starlight'' garden and separate fenced dog area make outdoor living easy and enjoyable. A partial basement offers additional storage or flexible space. The hutch remains with the home, and the seller is offering a home warranty for added confidence. Peaceful setting. Modern updates. Community connection. Lakeside living at its best. *Buyer to verify all information to make an informed purchase*

## Location

- **Address:** 235 Sycamore Bnd, Monterey, TN 38574
- **County:** Cumberland
- **Neighborhood:** Cumberland Lake
- **Coordinates:** 36.105348, -85.135691
- **Google Maps:** https://www.google.com/maps?q=36.105348,-85.135691

## Virtual Tour & Media

- **Video Tour:** www.zillow.com/view-imx/baa13737-62d9-48b4-93f5-2522473dfce5?wl=true&setAttribution=mls&initialViewType=pano

## Listing Agent

- **Name:** Heather Cowart
- **Brokerage:** Provision Realty Group
- **Phone:** 9316443815
- **Broker Phone:** 9312019847
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/235-Sycamore-Bnd_Monterey_TN_38574_M84084-66119?f=listhub&s=UCARTN&m=247332&c=propsimple)

## Photos

![235 Sycamore Bnd - Photo 1](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f3829366002r.jpg)

![235 Sycamore Bnd - Photo 2](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f2294906095r.jpg)

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![235 Sycamore Bnd - Photo 38](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f3754754045r.jpg)

![235 Sycamore Bnd - Photo 39](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f1287823708r.jpg)

![235 Sycamore Bnd - Photo 40](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f259177758r.jpg)

![235 Sycamore Bnd - Photo 41](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f1707211789r.jpg)

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![235 Sycamore Bnd - Photo 44](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f3593898746r.jpg)

![235 Sycamore Bnd - Photo 45](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f896221415r.jpg)

![235 Sycamore Bnd - Photo 46](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f1996845238r.jpg)

![235 Sycamore Bnd - Photo 47](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f2101277299r.jpg)

![235 Sycamore Bnd - Photo 48](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f718184810r.jpg)

![235 Sycamore Bnd - Photo 49](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f1049064275r.jpg)

![235 Sycamore Bnd - Photo 50](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f3450600034r.jpg)

![235 Sycamore Bnd - Photo 51](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f2479171985r.jpg)

![235 Sycamore Bnd - Photo 52](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f1876727219r.jpg)

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![235 Sycamore Bnd - Photo 54](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f1579923546r.jpg)

![235 Sycamore Bnd - Photo 55](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f648110364r.jpg)

![235 Sycamore Bnd - Photo 56](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f2452598255r.jpg)

![235 Sycamore Bnd - Photo 57](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f3852095471r.jpg)

![235 Sycamore Bnd - Photo 58](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f1844926470r.jpg)

![235 Sycamore Bnd - Photo 59](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f1907513523r.jpg)

![235 Sycamore Bnd - Photo 60](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f1431965086r.jpg)

![235 Sycamore Bnd - Photo 61](http://lh.rdcpix.com/96cd4b394492fb97df2a45150df9480dl-f4134679494r.jpg)

---

**MLS#:** 247332 | **Updated:** 2026-09-23
**Source:** listhub

*Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/235-sycamore-bnd-monterey-tn-38574-n247332)

---

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