# 24 3rd Street, Waterford, NY 12188 > **TL;DR:** 5bd/3ba multi-family, $285,000 ($120/sqft), built 1958, 2,374 sqft. > Hardwood, A/C. Est. $1,524/mo. Listed 87 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $285,000 | | Price/sqft | $120 | | Bedrooms | 5 | | Bathrooms | 3 full | | Square Feet | 2,374 | | Year Built | 1958 | | Lot Size | 2,178 sqft (0.05 acres) | | Property Type | Multi-Family (Duplex) | | Status | Active Under Contract | | Days on Market | 87 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,441 | | Estimated Insurance | $83 | | **Total** | **$1,524** | ## Nearby Schools - **Elementary:** Waterford - **High:** Waterford ## Key Amenities - Hardwood - A/C ## Property Highlights - Built in 1958 - 0.05 acre lot ## Description ### Agent Description Investor opportunity or owner-occupied two-family home in the heart of the Village of Waterford! This spacious multi-family property offers exceptional square footage, flexible living arrangements, and excellent income potential. The first unit offers a spacious 1-bedroom apartment with a generous eat-in kitchen and is currently vacant, making it ideal for an owner-occupant or ready for a new tenant. The apartment has an estimated rental value of approximately $1,000 per month, offering additional income potential. Both apartments have been freshly painted and feature new luxury vinyl flooring and new appliances, creating clean, modern, move-in-ready living spaces. Major mechanical updates include furnace and hot water tank that are less than one year old, along with a brand-new roof installed in August 2026, providing peace of mind and reducing future maintenance costs. The second unit features 4 oversized bedrooms, including one convenient first-floor bedroom, 2 full bathrooms, and a large eat-in kitchen with plenty of room for entertaining and everyday living. This unit is tenant occupied and generates $2,600 per month in rental income, providing immediate cash flow for investors. Conveniently located just one block from Broad Street's restaurants, shops, and local businesses, and only two blocks from the Waterford Harbor Visitor Center and riverfront. The school bus stops right outside the property, and CDTA public transportation is just a block away, making commuting easy. Whether you're searching for an investment property, income-producing duplex, owner-occupied rental, or a multi-generational home, this updated 2-family home offers the flexibility and income potential buyers are looking for. With current rental income of $2,600/month and projected total rental income of approximately $3,600/month, extensive recent updates, generous living space, and a desirable village location, this is an outstanding opportunity to build equity and grow your investment. ## Location - **Address:** 24 3rd Street, Waterford, NY 12188 - **County:** Saratoga - **Coordinates:** 42.789401, -73.679034 - **Google Maps:** https://www.google.com/maps?q=42.789401,-73.679034 ## Virtual Tour & Media - **Video Tour:** https://app.doaudiotours.com/unbranded?id=27028&lang=en-US ## Listing Agent - **Name:** Jillian Breck · **License:** 10401347799 - **Brokerage:** Howard Hanna Real Estate Services - **Broker Phone:** (518) 348-7100 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/24-3rd-St_Waterford_NY_12188_M48928-82040?f=listhub&s=CRMLSNY&m=202623404&c=propsimple) ## Photos ![24 3rd Street - Photo 1](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f434641223r.jpg) ![24 3rd Street - Photo 2](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f3675170725r.jpg) ![24 3rd Street - Photo 3](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f2516936159r.jpg) ![24 3rd Street - Photo 4](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f826963907r.jpg) ![24 3rd Street - Photo 5](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f3538383133r.jpg) ![24 3rd Street - Photo 6](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f347653466r.jpg) ![24 3rd Street - Photo 7](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f2624217595r.jpg) ![24 3rd Street - Photo 8](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f2278397472r.jpg) ![24 3rd Street - Photo 9](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f2222992525r.jpg) ![24 3rd Street - Photo 10](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f1656981897r.jpg) ![24 3rd Street - Photo 11](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f3769038505r.jpg) ![24 3rd Street - Photo 12](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f2330372926r.jpg) ![24 3rd Street - Photo 13](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f178890537r.jpg) ![24 3rd Street - Photo 14](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f3259952013r.jpg) ![24 3rd Street - Photo 15](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f3321702031r.jpg) ![24 3rd Street - Photo 16](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f4143957977r.jpg) ![24 3rd Street - Photo 17](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f2370149503r.jpg) ![24 3rd Street - Photo 18](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f2214615424r.jpg) ![24 3rd Street - Photo 19](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f3417038909r.jpg) ![24 3rd Street - Photo 20](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f1281023084r.jpg) ![24 3rd Street - Photo 21](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f461765769r.jpg) ![24 3rd Street - Photo 22](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f969607820r.jpg) ![24 3rd Street - Photo 23](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f2393628519r.jpg) ![24 3rd Street - Photo 24](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f1301950511r.jpg) ![24 3rd Street - Photo 25](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f3209245317r.jpg) ![24 3rd Street - Photo 26](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f2748165192r.jpg) ![24 3rd Street - Photo 27](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f1014288803r.jpg) ![24 3rd Street - Photo 28](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f3382748365r.jpg) ![24 3rd Street - Photo 29](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f1205958791r.jpg) ![24 3rd Street - Photo 30](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f1671936113r.jpg) ![24 3rd Street - Photo 31](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f2506068687r.jpg) ![24 3rd Street - Photo 32](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f1026782584r.jpg) ![24 3rd Street - Photo 33](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f3761333166r.jpg) ![24 3rd Street - Photo 34](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f3433845963r.jpg) ![24 3rd Street - Photo 35](http://lh.rdcpix.com/b77e7e324ccca1010b184d04813c3268l-f3842608676r.jpg) --- **MLS#:** 202623404 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/24-3rd-street-waterford-ny-12188-7c8a3e5acbf54daf94fb0944f42ed521) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/24-3rd-street-waterford-ny-12188-7c8a3e5acbf54daf94fb0944f42ed521#listing", "url": "https://www.propertysimple.ai/listing/24-3rd-street-waterford-ny-12188-7c8a3e5acbf54daf94fb0944f42ed521", "name": "24 3rd Street, Waterford, NY 12188", "description": "Investor opportunity or owner-occupied two-family home in the heart of the Village of Waterford! This spacious multi-family property offers exceptional square footage, flexible living arrangements, and excellent income potential. 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