About This Home

This 4-bedroom, 3-bathroom single family at 241 PIONEER Trail in Palatka, FL is listed for $679,000 ($227 per sqft). Built in 2008, the home offers 2,994 sqft of living space on a 2.46 acres lot.

Key Features

  • Built in 2008
  • 2.46 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
2-car garage
2008

Amenities

FireplaceWaterfrontViewA/C
Listing Description

Nestled on 2.46 private wooded acres with approximately 142 feet of Cedar Creek frontage, this custom-built all-brick waterfront home offers the perfect blend of comfort, craftsmanship, and outdoor living. With nearly 3,000 square feet of thoughtfully designed living space, the open floor plan is filled with natural light and showcases breathtaking water views through a wall of 8-foot glass French doors spanning the back of the home.

Stained concrete floors, soaring ceilings, a wood-burning fireplace, and custom wood cabinetry create a warm yet refined atmosphere throughout. The spacious kitchen is designed for both everyday living and entertaining, featuring granite countertops, stainless steel appliances, abundant cabinetry, and a large center island for meal prep and gathering.

A split-bedroom floor plan provides privacy, with the expansive primary suite offering tranquil water views, private access to the covered lanai, a spa-inspired bath wi walk-in shower and separate garden tub, and generous closet space. Upstairs, the fourth bedroom and full bath provide a flexible space for guests, a home office, or a bonus room.

Step outside and experience true Florida waterfront living. Relax on the covered rear porch, entertain on the oversized patio, or head down to your private dock with covered pavilion for boating, fishing, kayaking, shrimping, or simply enjoying the peaceful surroundings.

Cedar Creek offers navigable access to the St. Johns River in approximately seven minutes, making it an exceptional location for water enthusiasts. Built with quality and efficiency in mind, the home also features two HVAC systems (one is BRAND NEW), two water heaters, insulated interior walls for added sound reduction and energy efficiency, custom

electrical with 200-amp service, an oversized side-entry garage with abundant storage, a large laundry room with custom cabinetry and utility sink, private well and septic, and the added benefit of no HOA or CDD fees. If you're searching for a private waterfront retreat where nature, recreation, and quality construction come together, this exceptional property is ready to welcome you home.

Monthly Cost Estimate

$3,631/mo

20% down · 6.5% · 30 years

Principal$491
Interest$2,942
Insurance$198

Estimates only. Actual payments may vary.

Location

241 PIONEER Trail

Palatka, FL 32043

Cedar Creek Country

Features & Amenities

Interior Features

Breakfast BarBuilt-in FeaturesCeiling Fan(s)Eat-in KitchenKitchen IslandPantryPrimary Bathroom -Tub with Separate ShowerSplit BedroomsWalk-In Closet(s)

Property Details

Flooring

ConcreteCarpet

Construction

Brick

Views

River

Outdoor Features

PorchPatio

Parking

Off StreetGarageOpen

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalElectric RangeElectric Water HeaterMicrowaveRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 241 PIONEER Trail is listed at $679,000 ($227/sqft). The estimated monthly payment is $3,631 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2008, 2.46 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Breakfast Bar, Built-in Features, Ceiling Fan(s).

This property is listed by JAY BETROS.

JB

JAY BETROS

Agent at Betros Realty, Inc

Listed by Betros Realty, Inc · Broker phone: (904) 527-1738 · View on Broker Site · Broker website

MLS# 2153528· Source: realMLS· 119 days on PropertySimple

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

241 PIONEER Trail, Palatka, FL 32043

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