# 2414 Windmill Point Road, White Stone, VA 22578 > **TL;DR:** 4bd/5ba single family, $1,395,000 ($442/sqft), built 1904, 3,156 sqft. > Fireplace, Waterfront, View, A/C. Est. $7,461/mo. Listed 127 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,395,000 | | Price/sqft | $442 | | Bedrooms | 4 | | Bathrooms | 4 full, 1 half | | Square Feet | 3,156 | | Year Built | 1904 | | Lot Size | 81,893 sqft (1.88 acres) | | Stories | 2 | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 127 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $7,054 | | Estimated Insurance | $407 | | **Total** | **$7,461** | ## Nearby Schools - **Elementary:** Lancaster - **Middle:** Lancaster - **High:** Lancaster ## Key Amenities - Fireplace - Waterfront - View - A/C - 3-car garage ## Property Highlights - Built in 1904 - 1.88 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description This distinctive waterfront residence, with its tasteful modern updates, offers unforgettable sunrises, glowing sunsets, and ever-changing panoramic vistas on the breathtaking Rappahannock River where it joins the Chesapeake Bay. Enjoy your own private sandy beach, suitable for your own custom dock, and a protected boat slip ideal for easy kayaking. This unique coastal site truly offers three attached but individual living areas. The original home, circa 1904, is rich in character with dramatic roof lines, high ceilings, hardwood floors, and thoughtful additions and upgrades. It features formal living and dining rooms, along with a kitchen opening to a comfortable family room and its stunning waterfront views. Upstairs, you'll find four bedrooms, an office space, an artist's "retreat," and two full bathrooms. Connected by a breezeway atop a three-bay garage is a beautifully finished apartment featuring vaulted ceilings, a full kitchen, living and dining areas, and a private primary ensuite bedroom. On the opposite side of the main house, a second detached garage also offers a full studio apartment above, complete with an open living space, kitchen, sleeping area, and full bath. Whether you're looking to host extended family and friends or generate rental income, this versatile property delivers and is just a short jaunt to nearby White Stone and Kilmarnock and an hour's drive to Richmond. See the featured sheet for more details. (Please note, 4 bedroom septic; however, many areas for bedroom-like rooms.) No HOA-rental income potential. Rare property - SAND BEACH, SUNSETS/SUNRISES over the Rappahannock River out to the Chesapeake Bay. ## Location - **Address:** 2414 Windmill Point Road, White Stone, VA 22578 - **County:** Lancaster - **Coordinates:** 37.623531, -76.346284 - **Google Maps:** https://www.google.com/maps?q=37.623531,-76.346284 ## Listing Agent - **Name:** David Edward Dew · **License:** 0225069398 - **Brokerage:** IsaBell K. Horsley Real Estate - **Phone:** 8044363106 - **Broker Phone:** (804) 436-6256 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2414-Windmill-Point-Rd_White-Stone_VA_22578_M55929-11360?f=listhub&s=CBRARVA&m=202600874&c=propsimple) ## Photos ![2414 Windmill Point Road - Photo 1](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f2254845129r.jpg) ![2414 Windmill Point Road - Photo 2](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f1488943485r.jpg) ![2414 Windmill Point Road - Photo 3](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f2952762832r.jpg) ![2414 Windmill Point Road - Photo 4](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f3191017185r.jpg) ![2414 Windmill Point Road - Photo 5](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f2807283786r.jpg) ![2414 Windmill Point Road - Photo 6](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f1576083530r.jpg) ![2414 Windmill Point Road - Photo 7](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f731544188r.jpg) ![2414 Windmill Point Road - Photo 8](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f102173964r.jpg) ![2414 Windmill Point Road - Photo 9](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f1988265183r.jpg) ![2414 Windmill Point Road - Photo 10](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f2293066407r.jpg) ![2414 Windmill Point Road - Photo 11](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f226114635r.jpg) ![2414 Windmill Point Road - Photo 12](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f2819290002r.jpg) ![2414 Windmill Point Road - Photo 13](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f3347943247r.jpg) ![2414 Windmill Point Road - Photo 14](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f2423759619r.jpg) ![2414 Windmill Point Road - Photo 15](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f1164036804r.jpg) ![2414 Windmill Point Road - Photo 16](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f4031092515r.jpg) ![2414 Windmill Point Road - 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Photo 26](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f3910884874r.jpg) ![2414 Windmill Point Road - Photo 27](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f2464133361r.jpg) ![2414 Windmill Point Road - Photo 28](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f679167920r.jpg) ![2414 Windmill Point Road - Photo 29](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f3621718565r.jpg) ![2414 Windmill Point Road - Photo 30](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f1284446075r.jpg) ![2414 Windmill Point Road - Photo 31](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f2692220661r.jpg) ![2414 Windmill Point Road - Photo 32](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f2198159106r.jpg) ![2414 Windmill Point Road - Photo 33](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f1030587454r.jpg) ![2414 Windmill Point Road - Photo 34](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f2301779649r.jpg) ![2414 Windmill Point Road - Photo 35](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f1361364004r.jpg) ![2414 Windmill Point Road - Photo 36](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f1192682625r.jpg) ![2414 Windmill Point Road - Photo 37](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f1101774003r.jpg) ![2414 Windmill Point Road - Photo 38](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f3893616279r.jpg) ![2414 Windmill Point Road - Photo 39](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f2136377034r.jpg) ![2414 Windmill Point Road - Photo 40](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f565890279r.jpg) ![2414 Windmill Point Road - Photo 41](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f206336333r.jpg) ![2414 Windmill Point Road - Photo 42](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f2929938078r.jpg) ![2414 Windmill Point Road - Photo 43](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f1877639649r.jpg) ![2414 Windmill Point Road - 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Photo 53](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f98586579r.jpg) ![2414 Windmill Point Road - Photo 54](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f573937726r.jpg) ![2414 Windmill Point Road - Photo 55](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f4230231820r.jpg) ![2414 Windmill Point Road - Photo 56](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f3444338455r.jpg) ![2414 Windmill Point Road - Photo 57](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f3882102829r.jpg) ![2414 Windmill Point Road - Photo 58](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f502264300r.jpg) ![2414 Windmill Point Road - Photo 59](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f4019819409r.jpg) ![2414 Windmill Point Road - Photo 60](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f3123897949r.jpg) ![2414 Windmill Point Road - Photo 61](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f42338823r.jpg) ![2414 Windmill Point Road - Photo 62](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f1905845225r.jpg) ![2414 Windmill Point Road - Photo 63](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f2344837463r.jpg) ![2414 Windmill Point Road - Photo 64](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f436719828r.jpg) ![2414 Windmill Point Road - Photo 65](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f2421792686r.jpg) ![2414 Windmill Point Road - Photo 66](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f703485822r.jpg) ![2414 Windmill Point Road - Photo 67](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f674013659r.jpg) ![2414 Windmill Point Road - Photo 68](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f1131580772r.jpg) ![2414 Windmill Point Road - Photo 69](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f3904995646r.jpg) ![2414 Windmill Point Road - Photo 70](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f3328834542r.jpg) ![2414 Windmill Point Road - Photo 71](http://lh.rdcpix.com/fce6f63901d42eb7b46bf80b8a55db78l-f856906032r.jpg) --- **MLS#:** 202600874 | **Updated:** 2026-09-26 **Source:** listhub *Copyright © 2026 Chesapeake Bay & Rivers Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/2414-windmill-point-road-white-stone-va-22578-02600874) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/2414-windmill-point-road-white-stone-va-22578-02600874#listing", "url": "https://www.propertysimple.ai/listing/2414-windmill-point-road-white-stone-va-22578-02600874", "name": "2414 Windmill Point Road, White Stone, VA 22578", "description": "This distinctive waterfront residence, with its tasteful modern updates, offers unforgettable sunrises, glowing sunsets, and ever-changing panoramic vistas on the breathtaking Rappahannock River where it joins the Chesapeake Bay. Enjoy your own private sandy beach, suitable for your own custom dock, and a protected boat slip ideal for easy kayaking. This unique coastal site truly offers three attached but individual living areas. The original home, circa 1904, is rich in character with dramatic roof lines, high ceilings, hardwood floors, and thoughtful additions and upgrades. It features formal living and dining rooms, along with a kitchen opening to a comfortable family room and its stunning waterfront views. Upstairs, you'll find four bedrooms, an office space, an artist's \"retreat,\" and two full bathrooms. Connected by a breezeway atop a three-bay garage is a beautifully finished apartment featuring vaulted ceilings, a full kitchen, living and dining areas, and a private primary ensuite bedroom. On the opposite side of the main house, a second detached garage also offers a full studio apartment above, complete with an open living space, kitchen, sleeping area, and full bath. Whether you're looking to host extended family and friends or generate rental income, this versatile property delivers and is just a short jaunt to nearby White Stone and Kilmarnock and an hour's drive to Richmond. See the featured sheet for more details. (Please note, 4 bedroom septic; however, many areas for bedroom-like rooms.) No HOA-rental income potential. 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