About This Home

This 4-bedroom, 2-bathroom single family at 2414 Windmill Point Road in White Stone, VA is listed for $1,395,000 ($442 per sqft). Built in 1904, the home offers 3,156 sqft of living space on a 1.88 acres lot.

Key Features

  • Built in 1904
  • 1.88 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full, 1 half
1904

Amenities

FireplaceWaterfrontHardwood
Listing Description

This distinctive waterfront residence, with its tasteful modern updates, offers unforgettable sunrises, glowing sunsets, and ever-changing panoramic vistas on the breathtaking Rappahannock River where it joins the Chesapeake Bay. Enjoy your own private sandy beach, suitable for your own custom dock, and a protected boat slip ideal for easy kayaking.

This unique coastal site truly offers three attached but individual living areas. The original home, circa 1904, is rich in character with dramatic roof lines, high ceilings, hardwood floors, and thoughtful additions and upgrades. It features formal living and dining rooms, along with a kitchen opening to a comfortable family room and its stunning waterfront views.

Upstairs, you'll find four bedrooms, an office space, an artist's "retreat," and two full bathrooms. Connected by a breezeway atop a three-bay garage is a beautifully finished apartment featuring vaulted ceilings, a full kitchen, living and dining areas, and a private primary ensuite bedroom.

On the opposite side of the main house, a second detached garage also offers a full studio apartment above, complete with an open living space, kitchen, sleeping area, and full bath. Whether you're looking to host extended family and friends or generate rental income, this versatile property delivers and is just a short jaunt to nearby White Stone and Kilmarnock and an hour's drive to Richmond.

See the featured sheet for more details. (Please note, 4 bedroom septic; however, many areas for bedroom-like rooms.) No HOA-rental income potential. Rare property - SAND BEACH & SUNSETS

Monthly Cost Estimate

$7,461/mo

20% down · 6.5% · 30 years

Principal$1,009
Interest$6,045
Insurance$407

Estimates only. Actual payments may vary.

Location

2414 Windmill Point Road

White Stone, VA 22578

Features & Amenities

Interior Features

Cathedral/Vaulted/Tray CeilingsCeiling 9 Ft+Dining RoomElec Garage Door OpenerFireplace

Exterior Features

Balcony/Widow WalkBay ViewDeckPier/DockRiver/Creek FrontRiver/Creek ViewSand BeachStone DrivewayWater Access-Private

Property Details

Flooring

Carpet - FullTileHardwood

Construction

HardiPlank Type

Outdoor Features

Deck

Heating

Heat Pump (Heating)

Cooling

Heat Pump

Appliances

DishwasherDryerMicrowaveRangeRange HoodRefrigeratorWasher

Questions & Answers

This 4-bedroom, 2-bathroom single family at 2414 Windmill Point Road is listed at $1,395,000 ($442/sqft). The estimated monthly payment is $7,461 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1904, 1.88 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Cathedral/Vaulted/Tray Ceilings, Ceiling 9 Ft+, Dining Room. Exterior Features: Balcony/Widow Walk, Bay View, Deck.

This property is listed by David & Katie Horsley Dew and can be reached at 8044363106.

DD

David & Katie Horsley Dew

Agent at IsaBell K. Horsley Real Estate

(804) 436-3106
Agent website

Listed by IsaBell K. Horsley Real Estate · Broker phone: (804) 758-2430 · View on Broker Site · Broker website

MLS# 120475· Source: Northern Neck Association of Realtors· 124 days on PropertySimple

Copyright © 2026 Northern Neck Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2414 Windmill Point Road, White Stone, VA 22578

Open this listing in: