# 242 SW 45th Terrace, Cape Coral, FL 33914

> **TL;DR:** 3bd/2ba single family, $395,000 ($243/sqft), built 1988, 1,624 sqft.
> Pool, A/C, 2-car garage. Est. $2,112/mo. Listed 100 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $395,000 |
| Price/sqft | $243 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,624 |
| Year Built | 1988 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 100 |

## Why This Home Stands Out

- **Pool** - Porch

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,997 |
| Estimated Insurance | $115 |
| **Total** | **$2,112** |

## Key Amenities

- Pool
- A/C
- 2-car garage

## Property Highlights

- Built in 1988
- 0.23 acre lot
- Private pool

## Description

### Agent Description
Southwest Cape Coral pool home with desirable southern exposure! This 3-bedroom, 2-bath residence offers over 1,600 square feet of living space and the peace of mind that comes with the major improvements already completed. Recent updates include a new roof (2020), complete HVAC system (2020) with all new ductwork, new water heater (2026), brand-new impact windows and doors (2026), and PEX plumbing throughout. These significant improvements allow the next owner to focus on making the home their own. Enjoy Florida living in the heated pool with sought-after southern exposure, providing sunshine on the pool throughout the day. The circular driveway offers ample parking and enhances the home's curb appeal. Located in desirable Southwest Cape Coral, you're just minutes from Cape Harbour, Tarpon Point, waterfront dining, shopping, parks, and entertainment. Whether you're looking for a full-time residence, seasonal retreat, or investment opportunity, this well-maintained home offers solid value, major mechanical updates, and endless potential in one of Cape Coral's most desirable locations.

## Location

- **Address:** 242 SW 45th Terrace, Cape Coral, FL 33914
- **County:** Lee
- **Neighborhood:** CAPE CORAL
- **Coordinates:** 26.567073, -81.980676
- **Google Maps:** https://www.google.com/maps?q=26.567073,-81.980676

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/fgcmls/2026031380

## Listing Agent

- **Name:** Matthew Bonson · **License:** 90053697
- **Brokerage:** Century 21 Selling Paradise
- **Broker Phone:** (239) 542-5777
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/242-SW-45th-Ter_Cape-Coral_FL_33914_M69896-99692?f=listhub&s=FMSWFL&m=2026031380&c=propsimple)

## Photos

![242 SW 45th Terrace - Photo 1](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f1869504773r.jpg)

![242 SW 45th Terrace - Photo 2](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f3236717422r.jpg)

![242 SW 45th Terrace - Photo 3](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f2149116760r.jpg)

![242 SW 45th Terrace - Photo 4](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f3040216092r.jpg)

![242 SW 45th Terrace - Photo 5](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f2382296138r.jpg)

![242 SW 45th Terrace - Photo 6](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f672461870r.jpg)

![242 SW 45th Terrace - Photo 7](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f110563693r.jpg)

![242 SW 45th Terrace - Photo 8](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f1020191080r.jpg)

![242 SW 45th Terrace - Photo 9](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f1287443563r.jpg)

![242 SW 45th Terrace - Photo 10](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f67450063r.jpg)

![242 SW 45th Terrace - Photo 11](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f3586026558r.jpg)

![242 SW 45th Terrace - Photo 12](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f4109139967r.jpg)

![242 SW 45th Terrace - Photo 13](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f1319620889r.jpg)

![242 SW 45th Terrace - Photo 14](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f2303008228r.jpg)

![242 SW 45th Terrace - Photo 15](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f3341036109r.jpg)

![242 SW 45th Terrace - Photo 16](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f707263465r.jpg)

![242 SW 45th Terrace - Photo 17](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f870314668r.jpg)

![242 SW 45th Terrace - Photo 18](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f981872684r.jpg)

![242 SW 45th Terrace - Photo 19](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f796549052r.jpg)

![242 SW 45th Terrace - Photo 20](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f4266985450r.jpg)

![242 SW 45th Terrace - Photo 21](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f1691479794r.jpg)

![242 SW 45th Terrace - Photo 22](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f1684694496r.jpg)

![242 SW 45th Terrace - Photo 23](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f313814397r.jpg)

![242 SW 45th Terrace - Photo 24](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f483506758r.jpg)

![242 SW 45th Terrace - Photo 25](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f3025349023r.jpg)

![242 SW 45th Terrace - Photo 26](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f3343894530r.jpg)

![242 SW 45th Terrace - Photo 27](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f465048153r.jpg)

![242 SW 45th Terrace - Photo 28](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f1387941418r.jpg)

![242 SW 45th Terrace - Photo 29](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f3165391479r.jpg)

![242 SW 45th Terrace - Photo 30](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f3488796361r.jpg)

![242 SW 45th Terrace - Photo 31](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f125249735r.jpg)

![242 SW 45th Terrace - Photo 32](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f425505036r.jpg)

![242 SW 45th Terrace - Photo 33](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f3286436750r.jpg)

![242 SW 45th Terrace - Photo 34](http://lh.rdcpix.com/d44cefb7cf997a2013da3ae77053675bl-f3762009322r.jpg)

---

**MLS#:** 2026031380 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/242-sw-45th-terrace-cape-coral-fl-33914-fe1d3cd4e0ae489faf1240ea223e584b)

---

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