# 2431 Santa Rosa Drive, Kettering, OH 45440

> **TL;DR:** 4bd/3ba single family, $325,000 ($149/sqft), built 1966, 2,188 sqft.
> A/C, 2-car garage. Est. $1,738/mo. Listed 45 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $325,000 |
| Price/sqft | $149 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,188 |
| Year Built | 1966 |
| Lot Size | 13,090 sqft (0.30 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 45 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,643 |
| Estimated Insurance | $95 |
| **Total** | **$1,738** |

## Key Amenities

- A/C
- 2-car garage

## Property Highlights

- Built in 1966
- 0.30 acre lot
- 2 stories

## Description

### Agent Description
Welcome home to this beautifully maintained 4-bedroom, 3 full-bath residence that has been lovingly cared for and thoughtfully updated over the years. From the moment you step through the front door, you'll feel the warmth, comfort, and pride of ownership that make this house truly special. Offering generous living space and a long list of improvements, this move-in-ready home is waiting for its next family to create lasting memories. The current owners have invested extensively in the home's upkeep and modernization, giving you peace of mind for years to come. Major improvements include a brand-new main sewer line to the street installed in 2022, luxury vinyl plank flooring added to the basement in 2022, and a beautifully remodeled primary bathroom completed in 2017. New carpeting upstairs was installed in 2022, while the hot water heater was replaced in 2021 and the air conditioning unit was upgraded in 2024, ensuring comfort and efficiency throughout the seasons. Additional updates include ceiling fans in the bedrooms (2020), a new refrigerator (2021), an updated electrical panel (2020), and a new garage door (2017). The home's exterior has also been enhanced with updated vinyl siding, while custom blinds throughout provide both style and privacy. Whether you're relaxing in one of the spacious living areas, enjoying time with family and friends, or simply appreciating the many updates already completed, you'll quickly see that this home has been exceptionally cared for. With so many major improvements already done, there is truly nothing left to do but move in, unpack, and start enjoying all that this wonderful home has to offer.

## Location

- **Address:** 2431 Santa Rosa Drive, Kettering, OH 45440
- **County:** Montgomery
- **Neighborhood:** Wilmington Hills
- **Coordinates:** 39.686973, -84.120537
- **Google Maps:** https://www.google.com/maps?q=39.686973,-84.120537

## Listing Agent

- **Name:** Dana C Pant
- **Brokerage:** Irongate Inc.
- **Broker Phone:** 9374362700
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2431-Santa-Rosa-Dr_Dayton_OH_45440_M40993-73802?f=listhub&s=DABROH&m=969270&c=propsimple)

## Photos

![2431 Santa Rosa Drive - Photo 1](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3576513372r.jpg)

![2431 Santa Rosa Drive - Photo 2](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3526645395r.jpg)

![2431 Santa Rosa Drive - Photo 3](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f2051179861r.jpg)

![2431 Santa Rosa Drive - Photo 4](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f182946677r.jpg)

![2431 Santa Rosa Drive - Photo 5](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f544093843r.jpg)

![2431 Santa Rosa Drive - Photo 6](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1820018069r.jpg)

![2431 Santa Rosa Drive - Photo 7](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f2156235971r.jpg)

![2431 Santa Rosa Drive - Photo 8](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f2239008655r.jpg)

![2431 Santa Rosa Drive - Photo 9](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f546051727r.jpg)

![2431 Santa Rosa Drive - Photo 10](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f4164969601r.jpg)

![2431 Santa Rosa Drive - Photo 11](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1173798115r.jpg)

![2431 Santa Rosa Drive - Photo 12](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3018690932r.jpg)

![2431 Santa Rosa Drive - Photo 13](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f2572447055r.jpg)

![2431 Santa Rosa Drive - Photo 14](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3213860559r.jpg)

![2431 Santa Rosa Drive - Photo 15](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f4160627643r.jpg)

![2431 Santa Rosa Drive - Photo 16](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1723342259r.jpg)

![2431 Santa Rosa Drive - Photo 17](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3041514016r.jpg)

![2431 Santa Rosa Drive - Photo 18](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f517273220r.jpg)

![2431 Santa Rosa Drive - Photo 19](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1243068665r.jpg)

![2431 Santa Rosa Drive - Photo 20](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f798391251r.jpg)

![2431 Santa Rosa Drive - Photo 21](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f94342254r.jpg)

![2431 Santa Rosa Drive - Photo 22](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1510159564r.jpg)

![2431 Santa Rosa Drive - Photo 23](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1577681001r.jpg)

![2431 Santa Rosa Drive - Photo 24](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1591370400r.jpg)

![2431 Santa Rosa Drive - Photo 25](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3507858447r.jpg)

![2431 Santa Rosa Drive - Photo 26](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1314047252r.jpg)

![2431 Santa Rosa Drive - Photo 27](http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3769257898r.jpg)

---

**MLS#:** 969270 | **Updated:** 2026-10-31
**Source:** listhub

*Copyright © 2026 Dayton Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/2431-santa-rosa-drive-kettering-oh-45440-8db3b54458ff4681ae9a888ef89ce2a9)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/2431-santa-rosa-drive-kettering-oh-45440-8db3b54458ff4681ae9a888ef89ce2a9#listing",
  "url": "https://www.propertysimple.ai/listing/2431-santa-rosa-drive-kettering-oh-45440-8db3b54458ff4681ae9a888ef89ce2a9",
  "name": "2431 Santa Rosa Drive, Kettering, OH 45440",
  "description": "Welcome home to this beautifully maintained 4-bedroom, 3 full-bath residence that has been lovingly cared for and thoughtfully updated over the years. From the moment you step through the front door, you'll feel the warmth, comfort, and pride of ownership that make this house truly special. Offering generous living space and a long list of improvements, this move-in-ready home is waiting for its next family to create lasting memories. The current owners have invested extensively in the home's upkeep and modernization, giving you peace of mind for years to come. Major improvements include a brand-new main sewer line to the street installed in 2022, luxury vinyl plank flooring added to the basement in 2022, and a beautifully remodeled primary bathroom completed in 2017. New carpeting upstairs was installed in 2022, while the hot water heater was replaced in 2021 and the air conditioning unit was upgraded in 2024, ensuring comfort and efficiency throughout the seasons. Additional updates include ceiling fans in the bedrooms (2020), a new refrigerator (2021), an updated electrical panel (2020), and a new garage door (2017). The home's exterior has also been enhanced with updated vinyl siding, while custom blinds throughout provide both style and privacy. Whether you're relaxing in one of the spacious living areas, enjoying time with family and friends, or simply appreciating the many updates already completed, you'll quickly see that this home has been exceptionally cared for. With so many major improvements already done, there is truly nothing left to do but move in, unpack, and start enjoying all that this wonderful home has to offer.",
  "image": [
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3576513372r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3526645395r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f2051179861r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f182946677r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f544093843r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1820018069r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f2156235971r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f2239008655r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f546051727r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f4164969601r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1173798115r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3018690932r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f2572447055r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3213860559r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f4160627643r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1723342259r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3041514016r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f517273220r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1243068665r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f798391251r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f94342254r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1510159564r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1577681001r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1591370400r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3507858447r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1314047252r.jpg",
    "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3769257898r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3576513372r.jpg",
    "caption": "2431 Santa Rosa Drive - Kettering, OH"
  },
  "datePosted": "2026-09-18",
  "dateModified": "2026-10-31T22:52:26.478Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/2431-santa-rosa-drive-kettering-oh-45440-8db3b54458ff4681ae9a888ef89ce2a9#property",
    "name": "2431 Santa Rosa Drive, Kettering, OH 45440",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "2431 Santa Rosa Drive",
      "addressLocality": "Kettering",
      "addressRegion": "OH",
      "postalCode": "45440",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 39.686973,
      "longitude": -84.120537
    },
    "image": [
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3576513372r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3526645395r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f2051179861r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f182946677r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f544093843r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1820018069r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f2156235971r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f2239008655r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f546051727r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f4164969601r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1173798115r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3018690932r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f2572447055r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3213860559r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f4160627643r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1723342259r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3041514016r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f517273220r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1243068665r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f798391251r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f94342254r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1510159564r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1577681001r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1591370400r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3507858447r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f1314047252r.jpg",
      "http://lh.rdcpix.com/91d39b82685d95a2605f9065a5e509ddl-f3769257898r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "969270"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 4,
    "numberOfBathroomsTotal": 3,
    "numberOfFullBathrooms": 3,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 2188,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1966,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Forced Air, Natural Gas"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Central Air"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Dishwasher, Disposal, Microwave, Range, Refrigerator, GasWaterHeater"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Brick,  Frame,  VinylSiding"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Pool Features",
        "value": "Patio, Porch"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Garage, Open"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.30 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/2431-santa-rosa-drive-kettering-oh-45440-8db3b54458ff4681ae9a888ef89ce2a9#offer",
    "url": "https://www.propertysimple.ai/listing/2431-santa-rosa-drive-kettering-oh-45440-8db3b54458ff4681ae9a888ef89ce2a9",
    "price": 325000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/LimitedAvailability",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/2431-santa-rosa-drive-kettering-oh-45440-8db3b54458ff4681ae9a888ef89ce2a9#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/2431-santa-rosa-drive-kettering-oh-45440-8db3b54458ff4681ae9a888ef89ce2a9#agent",
    "name": "Dana C Pant",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/2431-santa-rosa-drive-kettering-oh-45440-8db3b54458ff4681ae9a888ef89ce2a9#brokerage",
      "name": "Irongate Inc.",
      "telephone": "9374362700",
      "logo": {
        "@type": "ImageObject",
        "url": "http://lh.rdcpix.com/c23e5ad1ca2111eba1830242ac110002k-c3623185854r.png"
      }
    }
  }
}
```