# 2432 Valley Oak Court A&B, Panama City Beach, FL 32408

> **TL;DR:** 4bd/4ba residential multi family, $499,000 ($227/sqft), built 2019, 2,196 sqft.
> A/C. Est. $2,162/mo. Listed 165 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $499,000 |
| Price/sqft | $227 |
| Bedrooms | 4 |
| Bathrooms | 4 full |
| Square Feet | 2,196 |
| Year Built | 2019 |
| Stories | 1 |
| Property Type | Residential Multi Family (Other) |
| Status | For Sale |
| Days on Market | 165 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,162 |
| **Total** | **$2,162** |

## Nearby Schools

- **Elementary:** Patronis
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C

## Property Highlights

- Built in 2019

## Description

### Agent Description
Excellent investment or owner-occupant opportunity with this well designed 2-unit property, where each unit offers 2 bedrooms and 2 bathrooms. Both units feature separate power and water meters, allowing for fully independent living and strong rental flexibility. Both Unit A and Unit B are currently occupied, providing immediate income from day one. This property offers a great blend of functionality and investment appeal in a high-demand rental market, with strong potential for long-term rental performance and future flexibility. Location is a major highlight situated on North Lagoon, you're just a 2-minute drive to the beautiful beaches, and approximately 15 minutes from Pier Park, known for its shopping, dining, and entertainment.

## Location

- **Address:** 2432 Valley Oak Court A&B, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** NORTH LAGOON OAKS
- **Coordinates:** 30.165926, -85.764109
- **Google Maps:** https://www.google.com/maps?q=30.165926,-85.764109

## Listing Agent

- **Name:** Bubba McCants
- **Brokerage:** EXP Realty LLC
- **Phone:** 8506248433
- **Email:** bubbamccants@gmail.com

## Primary Photo

![2432 Valley Oak Court A&B - Primary Photo](http://lh.rdcpix.com/efa520f54854b81b693f4fe774cf35f8l-f410508584r.jpg)

*27 total photos available on [listing page](https://www.propertysimple.com/listing/2432-valley-oak-court-a-b-panama-city-beach-fl-32408-l991465)*

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**MLS#:** 991465 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/2432-valley-oak-court-a-b-panama-city-beach-fl-32408-l991465)

---

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