About This Home

This 4-bedroom, 2-bathroom single family at 245 Villa Bay Drive in Panama City Beach, FL is listed for $350,000 ($195 per sqft). Built in 2020, the home offers 1,791 sqft of living space on a 0.12 acres lot.

Key Features

  • Built in 2020
  • 0.12 acre lot

Property Details

1 story
2 full
2-car garage
2020

Amenities

A/C
Listing Description

CURRENTLY UNDER CONTRACT - SELLER TAKING BACKUP OFFERS!! Coastal Craftsman Gem in Emerald Cove Villas in Panama City Beach, FL! Welcome to your dream home in the highly desirable community of Emerald Cove Villas! This elegant 4-bedroom, 2-bathroom one-story Coastal Craftsman-style home offers spacious, open-concept living.

Built in 2020, this newer construction residence combines modern comfort with timeless design. Pride of ownership is very apparent as this home is in pristine condition. In the gourmet kitchen prepare meals in style with stainless steel appliances, a large island, alpha white granite countertops, white subway tile backsplash, and a spacious pantry.

Retreat to your own private sanctuary in the luxurious master en suite featuring a double vanity with alpha white granite countertops, walk-in closet, a roomy shower, soaking tub and a water closet. With Smart Home Technology already built in, enjoy the latest in home automation for added convenience and security.

This home is located in a cul-de-sac at the end of a dead street with little to no traffic. Relax on the covered front porch or the back patio, perfect for entertaining guests with privacy afforded by the 6' shadow box privacy fence. Additional custom upgrades include the addition of traverstone pavers extending the covered back patio and a shallow well for lawn irrigation saving you over $1,000 a year in water bills.

This home comes with an attached 2-car garage for secure parking and extra storage. Just a short distance west of the Hathaway Bridge and 3 short miles from the World's Most Beautiful Beaches and even closer to four marinas and several public boat ramps, Gulf Coast State College, FSU Panama City Campus, and the Port of Panama City.

Convenient access to shopping, dining, and entertainment options. Street lighting, sidewalks, underground utilities, and a neighborhood dog park make this friendly neighborhood feel like home. This remarkable home blends luxury, convenience, and natural beauty. Don't miss the opportunity to call this exceptional property your own! Short and long term rentals allowed. Verify measurements if important.

Monthly Cost Estimate

$2,492/mo

20% down · 6.5% · 30 years

Principal$253
Interest$1,517
Insurance$102
HOA$620

Estimates only. Actual payments may vary.

Location

245 Villa Bay Drive

Panama City Beach, FL 32407

Emerald Cove Villas

Features & Amenities

Interior Features

DoubleVanityMainLevelPrimarySmartHomeSoakingTubSeparateShowerSmartThermostatWalkInClosets

Property Details

Flooring

VinylPlank

Construction

HardiplankType

Outdoor Features

PatioPorch

Parking

GarageOpen

Heating

Central

Cooling

Ceiling Fan(s)Central Air

Appliances

ElectricRangeElectricWaterHeater

Questions & Answers

This 4-bedroom, 2-bathroom single family at 245 Villa Bay Drive is listed at $350,000 ($195/sqft). The estimated monthly payment is $2,492 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $620/month.

Key features include: Built in 2020, 0.12 acre lot. Interior Features: DoubleVanity, MainLevelPrimary, SmartHome.

This property is listed by Ashley Meadows.

AM

Ashley Meadows

License BK3342586

Agent at Keller Williams Success Realty

Listed by Keller Williams Success Realty · Broker phone: (850) 249-0313 · View on Broker Site

MLS# 796660· Source: Central Panhandle Association of REALTORS· 14 days on PropertySimple

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

245 Villa Bay Drive, Panama City Beach, FL 32407

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