About This Home

This 3-bedroom, 2-bathroom single family at 246 Cross Drive in Monterey, TN is listed for $597,500 ($230 per sqft). Built in 2005, the home offers 2,594 sqft of living space on a 5.10 acres lot.

Key Features

  • Built in 2005
  • 5.10 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace

Property Details

2 stories
2 full, 1 half
2 spaces
2005

Amenities

FireplaceA/C
Listing Description

Nestled on over 5 private wooded acres in the desirable Cumberland Lakes community, this charming log home offers the perfect blend of privacy, comfort, and Tennessee beauty. Featuring a main-level primary suite, soaring ceilings, warm wood interiors, a cozy wood-burning stove, and a loft with two additional bedrooms, this home is full of character.

Enjoy the wraparound porch, attached two-car garage, and detached garage with a finished bonus room above-ideal for guests, a home office, or hobbies. Multiple adjoining lots provide added privacy and room to enjoy nature. Whether you're looking for a full-time home or a peaceful weekend retreat, this property is one you won't want to miss.

Monthly Cost Estimate

$3,721/mo

20% down · 6.5% · 30 years

Principal$432
Interest$2,589
Insurance$174
HOA$525

Estimates only. Actual payments may vary.

Location

246 Cross Drive

Monterey, TN 38574

Cumberland Cove

Features & Amenities

Interior Features

Walk-In Closet(s)

Property Details

Flooring

VinylCarpet

Construction

Log Log Siding

Outdoor Features

DeckPorch

Parking

CarportGarage

Heating

Central

Cooling

Central Air

Appliances

DishwasherGas RangeMicrowaveWasherDryer

Questions & Answers

This 3-bedroom, 2-bathroom single family at 246 Cross Drive is listed at $597,500 ($230/sqft). The estimated monthly payment is $3,720 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $525/month.

Key features include: Built in 2005, 5.10 acre lot, 2 stories, 2 parking spaces, Fireplace. Interior Features: Walk-In Closet(s).

This property is listed by Jamie Reed and can be reached at 6156091365.

JR

Jamie Reed

Agent at The Real Estate Collective Crossville

(615) 609-1365

Listed by The Real Estate Collective Crossville · Broker phone: 9312508470 · View on Broker Site

MLS# 245923· Source: Upper Cumberland Association of Realtors· 44 days on PropertySimple

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

246 Cross Drive, Monterey, TN 38574

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