# 246 Cross Drive, Monterey, TN 38574

> **TL;DR:** 3bd/2ba single family, $597,500 ($230/sqft), built 2005, 2,594 sqft.
> Fireplace, A/C. Est. $3,720/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $597,500 |
| Price/sqft | $230 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 2,594 |
| Year Built | 2005 |
| Lot Size | 222,156 sqft (5.10 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,021 |
| Estimated Insurance | $174 |
| HOA | $525 |
| **Total** | **$3,720** |

## Key Amenities

- Fireplace
- A/C

## Property Highlights

- Built in 2005
- 5.10 acre lot
- 2 stories
- 2 parking spaces
- Fireplace

## Description

### Agent Description
Nestled on over 5 private wooded acres in the desirable Cumberland Lakes community, this charming log home offers the perfect blend of privacy, comfort, and Tennessee beauty. Featuring a main-level primary suite, soaring ceilings, warm wood interiors, a cozy wood-burning stove, and a loft with two additional bedrooms, this home is full of character. Enjoy the wraparound porch, attached two-car garage, and detached garage with a finished bonus room above-ideal for guests, a home office, or hobbies. Multiple adjoining lots provide added privacy and room to enjoy nature. Whether you're looking for a full-time home or a peaceful weekend retreat, this property is one you won't want to miss.

## Location

- **Address:** 246 Cross Drive, Monterey, TN 38574
- **County:** Cumberland
- **Neighborhood:** Cumberland Cove
- **Coordinates:** 36.0998451, -85.1434673
- **Google Maps:** https://www.google.com/maps?q=36.0998451,-85.1434673

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/246-Cross-Drive-Monterey-TN-38574/unbranded

## Listing Agent

- **Name:** Jamie Reed
- **Brokerage:** The Real Estate Collective Crossville
- **Phone:** 6156091365
- **Broker Phone:** 9312508470
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/246-Cross-Dr_Monterey_TN_38574_M78552-42013?f=listhub&s=UCARTN&m=245923&c=propsimple)

## Photos

![246 Cross Drive - Photo 1](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f1819796099r.jpg)

![246 Cross Drive - Photo 2](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f2540760562r.jpg)

![246 Cross Drive - Photo 3](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f3540326100r.jpg)

![246 Cross Drive - Photo 4](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f1494173202r.jpg)

![246 Cross Drive - Photo 5](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f3202188737r.jpg)

![246 Cross Drive - Photo 6](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f156534964r.jpg)

![246 Cross Drive - Photo 7](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f1662942793r.jpg)

![246 Cross Drive - Photo 8](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f2137523687r.jpg)

![246 Cross Drive - Photo 9](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f4095653679r.jpg)

![246 Cross Drive - Photo 10](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f3578356974r.jpg)

![246 Cross Drive - Photo 11](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f1698742922r.jpg)

![246 Cross Drive - Photo 12](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f3444325836r.jpg)

![246 Cross Drive - Photo 13](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f422739262r.jpg)

![246 Cross Drive - Photo 14](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f2659841012r.jpg)

![246 Cross Drive - Photo 15](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f1720438648r.jpg)

![246 Cross Drive - Photo 16](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f3904110159r.jpg)

![246 Cross Drive - Photo 17](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f2140732548r.jpg)

![246 Cross Drive - Photo 18](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f881438611r.jpg)

![246 Cross Drive - Photo 19](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f237683313r.jpg)

![246 Cross Drive - Photo 20](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f870766923r.jpg)

![246 Cross Drive - Photo 21](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f2383277574r.jpg)

![246 Cross Drive - Photo 22](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f3476930331r.jpg)

![246 Cross Drive - Photo 23](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f319920577r.jpg)

![246 Cross Drive - Photo 24](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f1685614646r.jpg)

![246 Cross Drive - Photo 25](http://lh.rdcpix.com/734219661dd59ec7339727b4575d4940l-f2903328470r.jpg)

---

**MLS#:** 245923 | **Updated:** 2026-10-01
**Source:** listhub

*Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/246-cross-drive-monterey-tn-38574-n245923)

---

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