# 246 Hillcrest Ridge, Montezuma, IA 50171 > **TL;DR:** 4bd/4ba single family, $1,125,000 ($259/sqft), built 2003, 4,348 sqft. > Fireplace, Waterfront, A/C, 2-car garage. Est. $6,017/mo. Listed 211 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,125,000 | | Price/sqft | $259 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 4,348 | | Year Built | 2003 | | Lot Size | 11,761 sqft (0.27 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 211 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $5,689 | | Estimated Insurance | $328 | | **Total** | **$6,017** | ## Nearby Schools - **Elementary:** Montezuma - **Middle:** Montezuma - **High:** Montezuma ## Key Amenities - Fireplace - Waterfront - A/C - 2-car garage ## Property Highlights - Built in 2003 - 0.27 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description Welcome to lake living at its finest at Lake Ponderosa! This exceptional lakefront home offers 100 feet of shoreline and stunning water views from nearly every angle. Step inside to an open-concept design highlighted by a dramatic cathedral great room with floor-to-ceiling Andersen Windows that flood the space with natural light. A beautiful gas fireplace centered in the middle of the windows for those chilly nights. Two sliding doors lead to the expansive deck, complete with brand-new railing-perfect for soaking in the breathtaking lake views. This spacious home features 4 bedrooms including the private primary suite with its own ensuite. A generous loft overlooks the great room and lake, offering flexible space for additional sleeping or a home office. With 3.5 bathrooms and main floor laundry, comfort and convenience are built in to this property. The walkout lower level is an entertainer's dream-boasting a large game room, expansive family room with a stunning stone fireplace, and a full-size bar with matching stonework. Two patio doors lead to a covered porch and a beautifully designed lakeside patio, creating multiple outdoor living spaces. Enjoy lake life to the fullest with a concrete covered dock system featuring 3 slips and a boat lift. An attached 2-stall garage and abundant storage-including a large unfinished work/toy room-complete this incredible property. ## Location - **Address:** 246 Hillcrest Ridge, Montezuma, IA 50171 - **County:** Poweshiek - **Coordinates:** 41.584982, -92.577196 - **Google Maps:** https://www.google.com/maps?q=41.584982,-92.577196 ## Listing Agent - **Name:** Patricia O'Connell - **Brokerage:** Coldwell Banker Hedges - **Broker Phone:** (319) 367-8760 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/246-Hillcrest-Rdg_Montezuma_IA_50171_M83488-78610?f=listhub&s=CRAARIA&m=2602269&c=propsimple) ## Photos ![246 Hillcrest Ridge - Photo 1](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f1775353109r.jpg) ![246 Hillcrest Ridge - Photo 2](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f3207627317r.jpg) ![246 Hillcrest Ridge - Photo 3](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f2423740651r.jpg) ![246 Hillcrest Ridge - Photo 4](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f4013159592r.jpg) ![246 Hillcrest Ridge - Photo 5](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f2636632749r.jpg) ![246 Hillcrest Ridge - Photo 6](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f2804123408r.jpg) ![246 Hillcrest Ridge - Photo 7](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f2761102545r.jpg) ![246 Hillcrest Ridge - Photo 8](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f2704885980r.jpg) ![246 Hillcrest Ridge - Photo 9](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f781101785r.jpg) ![246 Hillcrest Ridge - Photo 10](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f1842696811r.jpg) ![246 Hillcrest Ridge - Photo 11](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f1210870441r.jpg) ![246 Hillcrest Ridge - Photo 12](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f2029313677r.jpg) ![246 Hillcrest Ridge - Photo 13](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f3794314449r.jpg) ![246 Hillcrest Ridge - Photo 14](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f1609594254r.jpg) ![246 Hillcrest Ridge - Photo 15](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f1469816908r.jpg) ![246 Hillcrest Ridge - Photo 16](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f682866949r.jpg) ![246 Hillcrest Ridge - Photo 17](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f583181249r.jpg) ![246 Hillcrest Ridge - Photo 18](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f2667853172r.jpg) ![246 Hillcrest Ridge - Photo 19](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f1985695542r.jpg) ![246 Hillcrest Ridge - Photo 20](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f1186663767r.jpg) ![246 Hillcrest Ridge - Photo 21](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f3702741932r.jpg) ![246 Hillcrest Ridge - Photo 22](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f2695613293r.jpg) ![246 Hillcrest Ridge - Photo 23](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f1141539861r.jpg) ![246 Hillcrest Ridge - Photo 24](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f4036613364r.jpg) ![246 Hillcrest Ridge - Photo 25](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f992533353r.jpg) ![246 Hillcrest Ridge - Photo 26](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f2544946018r.jpg) ![246 Hillcrest Ridge - Photo 27](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f52381737r.jpg) ![246 Hillcrest Ridge - Photo 28](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f833454065r.jpg) ![246 Hillcrest Ridge - Photo 29](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f4233061423r.jpg) ![246 Hillcrest Ridge - Photo 30](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f2034812349r.jpg) ![246 Hillcrest Ridge - Photo 31](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f4238458583r.jpg) ![246 Hillcrest Ridge - Photo 32](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f523731177r.jpg) ![246 Hillcrest Ridge - Photo 33](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f548649869r.jpg) ![246 Hillcrest Ridge - Photo 34](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f2327798806r.jpg) ![246 Hillcrest Ridge - Photo 35](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f1457784466r.jpg) ![246 Hillcrest Ridge - Photo 36](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f149757495r.jpg) ![246 Hillcrest Ridge - Photo 37](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f3113435013r.jpg) ![246 Hillcrest Ridge - Photo 38](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f3582790496r.jpg) ![246 Hillcrest Ridge - Photo 39](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f755116914r.jpg) ![246 Hillcrest Ridge - Photo 40](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f4239100587r.jpg) ![246 Hillcrest Ridge - Photo 41](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f3204421684r.jpg) ![246 Hillcrest Ridge - Photo 42](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f1594114911r.jpg) ![246 Hillcrest Ridge - Photo 43](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f2512416548r.jpg) ![246 Hillcrest Ridge - Photo 44](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f1603337628r.jpg) ![246 Hillcrest Ridge - Photo 45](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f1283471289r.jpg) ![246 Hillcrest Ridge - Photo 46](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f2339808275r.jpg) ![246 Hillcrest Ridge - Photo 47](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f1016130663r.jpg) ![246 Hillcrest Ridge - Photo 48](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f1691688718r.jpg) ![246 Hillcrest Ridge - Photo 49](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f2904243008r.jpg) ![246 Hillcrest Ridge - Photo 50](http://lh.rdcpix.com/507bf1f1d0af641394517095c0418a44l-f3100716838r.jpg) --- **MLS#:** 2602269 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Cedar Rapids Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/246-hillcrest-ridge-montezuma-ia-50171-aa778a3be1de46bc8c430760da41870e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/246-hillcrest-ridge-montezuma-ia-50171-aa778a3be1de46bc8c430760da41870e#listing", "url": "https://www.propertysimple.ai/listing/246-hillcrest-ridge-montezuma-ia-50171-aa778a3be1de46bc8c430760da41870e", "name": "246 Hillcrest Ridge, Montezuma, IA 50171", "description": "Welcome to lake living at its finest at Lake Ponderosa! This exceptional lakefront home offers 100 feet of shoreline and stunning water views from nearly every angle. 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