Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 3-bedroom, 3-bathroom single family at 2488 Hwy 98 E in Carrabelle, FL is listed for $699,000 ($383 per sqft). Built in 1983, the home offers 1,825 sqft of living space on a 0.69 acres lot.

Agent Description

Bay-front coastal home with dock. Located off the beaten path in coastal Franklin county, this well-maintained custom home offers relaxing bay front living with fishing and boating access at an affordable price-point. Once featured in Southern Living magazine as an example of a uniquely designed option to typical water front homes.

The wood piling and front-to-back steel beam foundation is concealed by 6 "pods" which serve as storage/work areas. This clever design provides an open area under the living space for parking and outdoor activities. Magnificent panoramic sunrises from any of the 90+ windows and ever changing views of St.

James Bay, Dog and Bird Island. This unique bay-front front home has a well-maintained easy access private dock (180' boardwalk & 20'x12' dock) with boat lift (4500 lb. capacity). Fish and crab right from your dock or head out into world class fishing waters on your schedule.

The St. James Island home straddles two lots providing added privacy and seclusion from neighbors and roadways. An irrigation system with its own private well on the property ensures the mature native plantings including azaleas (wild and propagated), camelias, figs, hurricane and varieties of lilies, coontie palms, and loquats) remain healthy, happy, and enjoyable.

Ample room in the 6 ground-level enclosed storage pods for fishing, crabbing, gardening gear, bikes, kayaks, maintenance equipment, and hobbies. Additional storage available in the garden/well pump shed. Convenient ground level elevator access. Public (City of Carrabelle) water and sewage.

A short drive to St. James Bay Golf and Pickleball Resort. 35 minutes to Apalachicola and the beaches of St. George Island. Conveniently located to Crawfordville, Tallahassee, and Tallahassee International Airport. Showings by appointment only and a determination of creditworthiness. Sold unfurnished.

Key Features

  • Built in 1983
  • 0.69 acre lot
  • 8 parking spaces
  • Fireplace
  • Waterfront

Property Details

1 story
2 full, 1 half
8 spaces
1983

Amenities

FireplaceWaterfrontViewHardwoodA/CRV Parking

Monthly Cost Estimate

$3,738/mo

20% down · 6.5% · 30 years

Principal$506
Interest$3,029
Insurance$204

Estimates only. Actual payments may vary.

Location

2488 Hwy 98 E

Carrabelle, FL 32322

Gulf Wynn

Features & Amenities

Interior Features

Split BedroomElevatorStorage

Exterior Features

Boat HoistBoat LiftBoat SlipDockLawn PumpShore Natural

Property Details

Flooring

LinoleumCarpetHardwood

Construction

Wood Siding

Views

Water

Pool Features

Porch

Parking

CoveredDrivewayOversizeBoat

Heating

Heat Pump (Heating)

Cooling

Ceiling Fan(s)Heat PumpElectricCentral Air

Appliances

DishwasherDisposalDryerElectric OvenElectric Water HeaterExhaust FanMicrowaveRefrigeratorRefrigerator w/Ice MakerWasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 2488 Hwy 98 E is listed at $699,000 ($383/sqft). The estimated monthly payment is $3,029 based on 20% down at 6.5% interest.

Key features include: Built in 1983, 0.69 acre lot, 8 parking spaces, Fireplace, Waterfront. Interior Features: Split Bedroom, Elevator, Storage. Exterior Features: Boat Hoist, Boat Lift, Boat Slip.

This property is listed by Michael Billings and can be reached at 8502288100 or michaelbillings@sgirealty.com.

MB

Michael Billings

Agent at St George Island Realty, Llc

(850) 228-8100

Listed by St George Island Realty, Llc · View on Broker Site

MLS# 327920· Source: listhub· Updated today

Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2488 Hwy 98 E, Carrabelle, FL 32322

Open this listing in: