About This Home

This 4-bedroom, 4-bathroom single family at 25 Prospect Street in Utica, NY is listed for $219,900 ($122 per sqft). Built in 1920, the home offers 1,802 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 1920
  • 0.09 acre lot
  • 2 stories

Property Details

2 stories
4 full
1920

Amenities

Hardwood
Listing Description

Welcome to 25 Prospect St, a charming and spacious South Utica home filled with character and room to spread out! Offering 4 bedrooms and 4 baths, this home features beautiful high ceilings, generously sized bedrooms, and a warm, inviting layout. The first floor welcomes you with a spacious living room, formal dining room, and kitchen, creating the perfect setting for both everyday living and entertaining.

Upstairs, you'll find a huge sunroom filled with possibilities-an ideal place to relax, unwind, or enjoy your morning coffee. The third-floor attic offers two additional finished bonus spaces, perfect for a home office, hobby room, storage, or other flexible use.

Additional updates include a newer gas hot water tank and furnace, along with vinyl windows for added comfort and efficiency. Outside, enjoy a private fenced-in backyard with plenty of space to relax, garden, or entertain, plus a driveway for convenient off-street parking. Conveniently located close to shopping, dining, schools, parks, and everything South Utica has to offer, this home combines space, character, and convenience in one inviting package!

Monthly Cost Estimate

$1,176/mo

20% down · 6.5% · 30 years

Principal$159
Interest$953
Insurance$64

Estimates only. Actual payments may vary.

Location

25 Prospect Street

Utica, NY 13501

Features & Amenities

Interior Features

CeilingFansSeparateFormalDiningRoomSeparateFormalLivingRoomHomeOfficeKitchenIsland

Exterior Features

BlacktopDriveway

Property Details

Flooring

HardwoodVariesCarpet

Construction

FiberCement

Parking

Garage

Heating

Natural GasForced Air

Appliances

ElectricOvenElectricRangeGasWaterHeaterRefrigerator

Questions & Answers

This 4-bedroom, 4-bathroom single family at 25 Prospect Street is listed at $219,900 ($122/sqft). The estimated monthly payment is $1,176 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1920, 0.09 acre lot, 2 stories. Interior Features: CeilingFans, SeparateFormalDiningRoom, SeparateFormalLivingRoom. Exterior Features: BlacktopDriveway.

This property is listed by Mikhail Polkhovskiy.

MP

Mikhail Polkhovskiy

License 10491208366

Agent at Home Pro Realty

Listed by Home Pro Realty · Broker phone: (315) 272-7623 · View on Broker Site · Broker website

MLS# S1709133· Source: New York State Alliance of MLSs, LLC· 65 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

25 Prospect Street, Utica, NY 13501

Open this listing in: