# 250 Whispering Oaks Trl, Payne Springs, TX 75156

> **TL;DR:** 3bd/2ba single family, $749,900 ($631/sqft), built 1990, 1,189 sqft.
> Waterfront, A/C. Est. $4,111/mo. Listed 87 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $749,900 |
| Price/sqft | $631 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,189 |
| Year Built | 1990 |
| Lot Size | 19,166 sqft (0.44 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 87 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,792 |
| Estimated Insurance | $219 |
| HOA | $100 |
| **Total** | **$4,111** |

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1990
- 0.44 acre lot
- Waterfront

## Description

### Agent Description
Excited to offer this prestigious waterfront property. This exclusive property is located on over 150 feet of deep water centrally located on Cedar Creek Reservoir. Room for the RV, room for the boats, and nearly half an acre on the lake. There are two boat houses that have been redone that include lifts that will accommodate 2 boats and 2 jet skis, a large back deck perfect for gatherings, a covered patio near the water ideal for crawfish boils and fish frys, a gazebo near the water with electricity and three outbuildings providing lots of storage for a variety of needs. Additional features include two driveways, fenced yard, patio wired for a hot tub, and new HVAC. The home is 3 bedrooms, 2 baths, with an open floor plan. Each room has been remodeled. The kitchen has beautiful concrete countertops, plenty of cabinets, kitchen island, gas cooktop, double oven and new dishwasher. The living area has wood floors, a beautiful pine ceiling and opens to a large enclosed back patio with cedar walls and ceiling looking out on the beautiful open water and has great sunset views. It is conveniently located near Gun Barrel City amenities and has a neighborhood boat ramp close by. This property is ready and waiting for the perfect full-time resident or weekender looking to have a great place to escape and relax.

## Location

- **Address:** 250 Whispering Oaks Trl, Payne Springs, TX 75156
- **County:** Henderson
- **Coordinates:** 32.3021251, -96.1087855
- **Google Maps:** https://www.google.com/maps?q=32.3021251,-96.1087855

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/250-Whispering-Oaks-Trl-Payne-Springs-TX-75156/unbranded

## Listing Agent

- **Name:** Debbie French
- **Brokerage:** Ebby Halliday Cedar Creek Lake
- **Broker Phone:** 9033408590
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/250-Whispering-Oaks-Trl_Mabank_TX_75156_M79947-31095?f=listhub&s=HCBRTX&m=113257&c=propsimple)

## Photos

![250 Whispering Oaks Trl - Photo 1](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f1902827408r.jpg)

![250 Whispering Oaks Trl - Photo 2](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f3780484900r.jpg)

![250 Whispering Oaks Trl - Photo 3](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f729987226r.jpg)

![250 Whispering Oaks Trl - Photo 4](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f2897276649r.jpg)

![250 Whispering Oaks Trl - Photo 5](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f2372661998r.jpg)

![250 Whispering Oaks Trl - Photo 6](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f816859575r.jpg)

![250 Whispering Oaks Trl - Photo 7](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f929894150r.jpg)

![250 Whispering Oaks Trl - Photo 8](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f1876990928r.jpg)

![250 Whispering Oaks Trl - Photo 9](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f1750732131r.jpg)

![250 Whispering Oaks Trl - Photo 10](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f1749866444r.jpg)

![250 Whispering Oaks Trl - Photo 11](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f1829162033r.jpg)

![250 Whispering Oaks Trl - Photo 12](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f704415710r.jpg)

![250 Whispering Oaks Trl - Photo 13](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f1020839766r.jpg)

![250 Whispering Oaks Trl - Photo 14](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f2975272536r.jpg)

![250 Whispering Oaks Trl - Photo 15](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f3224422792r.jpg)

![250 Whispering Oaks Trl - Photo 16](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f3583278728r.jpg)

![250 Whispering Oaks Trl - Photo 17](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f1679512198r.jpg)

![250 Whispering Oaks Trl - Photo 18](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f2890821410r.jpg)

![250 Whispering Oaks Trl - Photo 19](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f799123717r.jpg)

![250 Whispering Oaks Trl - Photo 20](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f2892045971r.jpg)

![250 Whispering Oaks Trl - Photo 21](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f4189225502r.jpg)

![250 Whispering Oaks Trl - Photo 22](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f223756059r.jpg)

![250 Whispering Oaks Trl - Photo 23](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f1430676821r.jpg)

![250 Whispering Oaks Trl - Photo 24](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f4093517261r.jpg)

![250 Whispering Oaks Trl - Photo 25](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f3117787925r.jpg)

![250 Whispering Oaks Trl - Photo 26](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f506930626r.jpg)

![250 Whispering Oaks Trl - Photo 27](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f3979699579r.jpg)

![250 Whispering Oaks Trl - Photo 28](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f2714727805r.jpg)

![250 Whispering Oaks Trl - Photo 29](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f3453387716r.jpg)

![250 Whispering Oaks Trl - Photo 30](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f2205630144r.jpg)

![250 Whispering Oaks Trl - Photo 31](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f3537088385r.jpg)

![250 Whispering Oaks Trl - Photo 32](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f3394497313r.jpg)

![250 Whispering Oaks Trl - Photo 33](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f2079857279r.jpg)

![250 Whispering Oaks Trl - Photo 34](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f3735976264r.jpg)

![250 Whispering Oaks Trl - Photo 35](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f4036548542r.jpg)

![250 Whispering Oaks Trl - Photo 36](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f376160021r.jpg)

![250 Whispering Oaks Trl - Photo 37](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f2992937785r.jpg)

![250 Whispering Oaks Trl - Photo 38](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f3564768601r.jpg)

![250 Whispering Oaks Trl - Photo 39](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f750899827r.jpg)

![250 Whispering Oaks Trl - Photo 40](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f3825204585r.jpg)

![250 Whispering Oaks Trl - Photo 41](http://lh.rdcpix.com/54401bcc71dd58cef3b20207f04c424fl-f3888829614r.jpg)

---

**MLS#:** 113257 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Henderson County Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/250-whispering-oaks-trl-payne-springs-tx-75156-2bcd286edebb4dc0bf11ebf6124d0e89)

---

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```