# 2520 Howe ST, Santa Cruz, CA 95065

> **TL;DR:** 4bd/2ba single family, $1,250,000 ($823/sqft), built 1964, 1,519 sqft.
> 2-car garage. Est. $6,686/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,250,000 |
| Price/sqft | $823 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,519 |
| Year Built | 1964 |
| Lot Size | 5,706 sqft (0.13 acres) |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 0 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $6,321 |
| Estimated Insurance | $365 |
| **Total** | **$6,686** |

## Key Amenities

- 2-car garage

## Property Highlights

- Built in 1964
- 0.13 acre lot

## Description

### Agent Description
Located in the Lower Santa Cruz Gardens neighborhood this meticulously maintained, 4bd 2ba home is available for the first time ever! New floors recently installed in the entry room, dining and kitchen. Off the kitchen, you'll step into the living space followed by a sunroom. Next step into a quiet, private oasis featuring a fabulous pool in excellent condition! You have to see this home in person to appreciate every detail!

## Location

- **Address:** 2520 Howe ST, Santa Cruz, CA 95065
- **Coordinates:** 36.990234, -121.974127
- **Google Maps:** https://www.google.com/maps?q=36.990234,-121.974127

## Virtual Tour & Media

- **Video Tour:** https://my.matterport.com/show/?m=K9m1AEYXFwe&brand=0

## Listing Agent

- **Name:** Emma Alcaraz · **License:** 02253735
- **Brokerage:** Schooner Realty
- **Phone:** 8314211615
- **Broker Phone:** (831) 239-4646
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2520-Howe-St_Santa-Cruz_CA_95065_M29549-13020?f=listhub&s=MLSLCA&m=ML82057922&c=propsimple)

## Photos

![2520 Howe ST - Photo 1](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f3933640738r.jpg)

![2520 Howe ST - Photo 2](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f110336528r.jpg)

![2520 Howe ST - Photo 3](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f2041937061r.jpg)

![2520 Howe ST - Photo 4](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f3425553844r.jpg)

![2520 Howe ST - Photo 5](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f3455358657r.jpg)

![2520 Howe ST - Photo 6](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f696264063r.jpg)

![2520 Howe ST - Photo 7](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f1111756571r.jpg)

![2520 Howe ST - Photo 8](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f2467536961r.jpg)

![2520 Howe ST - Photo 9](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f109361825r.jpg)

![2520 Howe ST - Photo 10](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f432862605r.jpg)

![2520 Howe ST - Photo 11](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f822005155r.jpg)

![2520 Howe ST - Photo 12](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f4057035725r.jpg)

![2520 Howe ST - Photo 13](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f1097088316r.jpg)

![2520 Howe ST - Photo 14](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f2969951499r.jpg)

![2520 Howe ST - Photo 15](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f966786135r.jpg)

![2520 Howe ST - Photo 16](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f1995147490r.jpg)

![2520 Howe ST - Photo 17](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f3375091236r.jpg)

![2520 Howe ST - Photo 18](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f1385239223r.jpg)

![2520 Howe ST - Photo 19](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f1183112867r.jpg)

![2520 Howe ST - Photo 20](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f843983411r.jpg)

![2520 Howe ST - Photo 21](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f1613255269r.jpg)

![2520 Howe ST - Photo 22](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f3655810337r.jpg)

![2520 Howe ST - Photo 23](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f3562035172r.jpg)

![2520 Howe ST - Photo 24](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f683813571r.jpg)

![2520 Howe ST - Photo 25](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f1440785505r.jpg)

![2520 Howe ST - Photo 26](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f1601874121r.jpg)

![2520 Howe ST - Photo 27](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f3575370874r.jpg)

![2520 Howe ST - Photo 28](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f1977615334r.jpg)

![2520 Howe ST - Photo 29](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f1704381019r.jpg)

![2520 Howe ST - Photo 30](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f778842323r.jpg)

![2520 Howe ST - Photo 31](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f723909199r.jpg)

![2520 Howe ST - Photo 32](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f2919372284r.jpg)

![2520 Howe ST - Photo 33](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f1296992536r.jpg)

![2520 Howe ST - Photo 34](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f1383626583r.jpg)

![2520 Howe ST - Photo 35](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f3559879619r.jpg)

![2520 Howe ST - Photo 36](http://lh.rdcpix.com/653b1955d0b0e95ad0d02f77c3283324l-f2960466779r.jpg)

---

**MLS#:** ML82057922 | **Updated:** 2026-09-28
**Source:** listhub

*Copyright © 2026 MLS Listings, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/2520-howe-st-santa-cruz-ca-95065-82057922)

---

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