2545 Belvedere Court, Simi Valley, CA 93065

5% SELLER-ARRANGED FINANCING – APPROX. $2,500/MO – NO HOA Rare opportunity to own a spacious 4-bedroom, 3-bath cul-de-sac home in Simi Valley with seller-arranged financing already in place—eliminating the need to secure your own loan. Qualified buyers can purchase with approximately $250,000 down and step into a $600,000 interest-only loan at just 5%, funded through a private lender coordinated by the seller and ready to close in escrow.

Estimated payments are about $2,500/month, with a 5-year term, no prepayment penalty, and the flexibility to refinance at any time as rates improve. Flexible, common-sense qualification based on credit, income, and down payment makes this an attractive option for buyers seeking lower payments and greater flexibility than traditional financing.

This nearly 2,000 sq. ft. home offers a highly functional floor plan featuring a main-floor bedroom and full bath, ideal for guests, multigenerational living, or a home office. The vaulted-ceiling living room with fireplace, formal dining area, and separate family room provide comfortable, flexible living spaces.

The large kitchen offers abundant cabinetry and generous counter space. Major improvements already completed: New HVAC system (2024) Exterior paint (2024) New carpet (2026) Roof serviced with tile replacement and full sealing (2026) Upstairs includes a primary suite with dual sinks and walk-in closet, along with two additional bedrooms and a full bath.

Located on a quiet cul-de-sac with no HOA, the property includes a fenced backyard, covered stamped-concrete patio, and automatic irrigation. The yard is currently a blank canvas, ready for a buyer’s landscaping vision. Only minor cosmetic repairs and yard landscape work remains, offering immediate upside.

Comparable homes with traditional financing can result in significantly higher monthly payments—this structure provides a lower payment entry point and refinance flexibility. Seller-arranged financing + low monthly payment + no HOA = one of the most compelling values in today’s market.