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About This Home

This 3-bedroom, 2-bathroom single family at 2601 Oak Street in Panama City Beach, FL is listed for $439,000 ($301 per sqft). Built in 2005, the home offers 1,457 sqft of living space on a 0.36 acres lot.

Agent Description

PRICE IMPROVEMENT - Exceptional value on the East End of Panama City Beach. Rarely available, this property includes a fenced side yard with buildable potential--a valuable and increasingly hard-to-find feature that significantly enhances both usability and long-term upside.

This well-maintained, move-in-ready 3-bedroom, 2-bath home features a bright open layout with vaulted ceilings and a spacious living area that flows seamlessly into the kitchen and dining space. The kitchen offers ample counter space, pantry, breakfast bar, and a large dining area ideal for everyday living or entertaining.

Durable luxury vinyl plank flooring runs throughout, providing a clean, cohesive look with low-maintenance appeal. The primary suite includes a walk-in closet and private bath, while the two additional bedrooms share a full bathroom, creating a practical layout for guests, family, or a home office.

The home is currently on septic, with sewer available at the street--offering the option to connect. Once connected and the septic removed, the side yard provides ample space to accommodate a large pool. Outdoors, enjoy privacy-fenced side and backyard areas along with a storage building.

The side yard itself offers exceptional flexibility--whether you envision adding a second residence, guest quarters, a detached garage, or creating dedicated space for a boat, work trailer, or additional parking. With sewer accessible, the groundwork is in place to maximize the property's full potential now or in the future.

Conveniently located approximately a 10-minute drive to the nearest public beach access on Thomas Drive and St. Andrews State Park, and just minutes from local schools and Naval Support Activity Panama City, this property offers both accessibility and a quiet residential setting. A price improvement combined with added land flexibility makes this a compelling opportunity worth seeing in person. **All information and measurements are believed to be accurate; however, if important to the Buyer, they should be verified.

Key Features

  • Built in 2005
  • 0.36 acre lot

Property Details

2 full
2005

Amenities

A/C

Monthly Cost Estimate

$2,348/mo

20% down · 6.5% · 30 years

Principal$317
Interest$1,902
Insurance$128

Estimates only. Actual payments may vary.

Location

2601 Oak Street

Panama City Beach, FL 32408

Treasure Cove

Property Details

Flooring

Vinyl

Construction

Stucco WoodFrame

Pool Features

Porch

Heating

Electric (Heating)Central

Cooling

Ceiling Fan(s)Central Air

Appliances

ElectricRangeElectricWaterHeater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 2601 Oak Street is listed at $439,000 ($301/sqft). The estimated monthly payment is $1,902 based on 20% down at 6.5% interest.

Key features include: Built in 2005, 0.36 acre lot.

This property is listed by Laurie M Hardy and can be reached at 5857036459 or Laurie@CountsRealEstate.com.

LH

Laurie M Hardy

Agent at Counts Real Estate Group Inc

(585) 703-6459

Listed by Counts Real Estate Group Inc · View on Broker Site

MLS# 785430· Source: listhub· Updated 103 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2601 Oak Street, Panama City Beach, FL 32408

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