# 2601 Oak Street, Panama City Beach, FL 32408

> **TL;DR:** 3bd/2ba single family, $439,000 ($301/sqft), built 2005, 1,457 sqft.
> A/C. Est. $1,902/mo. Listed 103 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $439,000 |
| Price/sqft | $301 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,457 |
| Year Built | 2005 |
| Lot Size | 15,682 sqft (0.36 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 103 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,902 |
| **Total** | **$1,902** |

## Nearby Schools

- **Elementary:** Patronis
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- A/C

## Property Highlights

- Built in 2005
- 0.36 acre lot

## Description

### Agent Description
PRICE IMPROVEMENT - Exceptional value on the East End of Panama City Beach. Rarely available, this property includes a fenced side yard with buildable potential--a valuable and increasingly hard-to-find feature that significantly enhances both usability and long-term upside. This well-maintained, move-in-ready 3-bedroom, 2-bath home features a bright open layout with vaulted ceilings and a spacious living area that flows seamlessly into the kitchen and dining space. The kitchen offers ample counter space, pantry, breakfast bar, and a large dining area ideal for everyday living or entertaining. Durable luxury vinyl plank flooring runs throughout, providing a clean, cohesive look with low-maintenance appeal. The primary suite includes a walk-in closet and private bath, while the two additional bedrooms share a full bathroom, creating a practical layout for guests, family, or a home office. The home is currently on septic, with sewer available at the street--offering the option to connect. Once connected and the septic removed, the side yard provides ample space to accommodate a large pool. Outdoors, enjoy privacy-fenced side and backyard areas along with a storage building. The side yard itself offers exceptional flexibility--whether you envision adding a second residence, guest quarters, a detached garage, or creating dedicated space for a boat, work trailer, or additional parking. With sewer accessible, the groundwork is in place to maximize the property's full potential now or in the future. Conveniently located approximately a 10-minute drive to the nearest public beach access on Thomas Drive and St. Andrews State Park, and just minutes from local schools and Naval Support Activity Panama City, this property offers both accessibility and a quiet residential setting. A price improvement combined with added land flexibility makes this a compelling opportunity worth seeing in person. **All information and measurements are believed to be accurate; however, if important to the Buyer, they should be verified.

## Location

- **Address:** 2601 Oak Street, Panama City Beach, FL 32408
- **County:** Bay
- **Neighborhood:** Treasure Cove
- **Coordinates:** 30.157364, -85.756492
- **Google Maps:** https://www.google.com/maps?q=30.157364,-85.756492

## Listing Agent

- **Name:** Laurie M Hardy
- **Brokerage:** Counts Real Estate Group Inc
- **Phone:** 5857036459
- **Email:** Laurie@CountsRealEstate.com

## Primary Photo

![2601 Oak Street - Primary Photo](http://lh.rdcpix.com/049424cba12a1c4978af3863a8935d9al-f4104941676r.jpg)

*130 total photos available on [listing page](https://www.propertysimple.com/listing/2601-oak-street-panama-city-beach-fl-32408-l785430)*

---

**MLS#:** 785430 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/2601-oak-street-panama-city-beach-fl-32408-l785430)

---

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