About This Home

This 3-bedroom, 1-bathroom single family at 2601 STATE Street in Palatka, FL is listed for $199,500 ($208 per sqft). Built in 1964, the home offers 960 sqft of living space on a 0.17 acres lot.

Key Features

  • Built in 1964
  • 0.17 acre lot

Property Details

1 story
1 full
1964

Amenities

A/C
Listing Description

First-time homebuyers, this may be the one you've been waiting for! Welcome to 2601 State Street in Palatka, a clean and move-in-ready 3-bedroom, 1-bath concrete block home that offers a lot at this price point. Sitting on a fully fenced corner lot, this home features a huge yard with plenty of room to make it your own.

Whether you envision backyard cookouts, a fire pit, space for pets, a garden, or simply room to spread out, the outdoor space is one of the highlights of this property. The covered front porch provides another great place to relax, while the adjoining carport and decorative privacy wall create a surprisingly inviting outdoor entertaining area.

Inside, you'll find a practical layout with central heating and air and plenty of opportunity to add your own personal touches over time. Public water and sewer add to the everyday convenience. And you don't have to sacrifice location for the extra space.

You're approximately 7 minutes from downtown Palatka, with shopping, dining, the St. Johns River, and everyday necessities close by. Clean, vacant, easy to show, and ready for its next owner. For a first-time buyer looking for an affordable home with a huge, fenced yard and room to make it their own, 2601 State Street is worth a look.

Monthly Cost Estimate

$1,067/mo

20% down · 6.5% · 30 years

Principal$144
Interest$865
Insurance$58

Estimates only. Actual payments may vary.

Location

2601 STATE Street

Palatka, FL 32177

Oak Terrace

Features & Amenities

Interior Features

Ceiling Fan(s)Eat-in KitchenPrimary Bathroom - Tub with Shower

Property Details

Flooring

Laminate

Construction

Concrete

Outdoor Features

Porch

Parking

Carport

Heating

Central

Cooling

Central Air

Appliances

Electric RangeMicrowaveRefrigerator

Questions & Answers

This 3-bedroom, 1-bathroom single family at 2601 STATE Street is listed at $199,500 ($208/sqft). The estimated monthly payment is $1,067 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1964, 0.17 acre lot. Interior Features: Ceiling Fan(s), Eat-in Kitchen, Primary Bathroom - Tub with Shower.

This property is listed by KURT BOGART.

KB

KURT BOGART

Agent at Beach Rental Network, Inc/ Endless Summer Realty

Listed by Beach Rental Network, Inc/ Endless Summer Realty · Broker phone: (904) 687-7876 · View on Broker Site · Broker website

MLS# 2167849· Source: realMLS· 22 days on PropertySimple

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2601 STATE Street, Palatka, FL 32177

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