About This Home

This 4-bedroom, 3-bathroom single family at 261 Ridge Road in Santa Rosa Beach, FL is listed for $1,600,000 ($634 per sqft). Built in 1989, the home offers 2,524 sqft of living space on a 0.60 acres lot.

Key Features

  • Built in 1989
  • 0.60 acre lot
  • 2 stories
  • 9 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
1-car garage
1989

Amenities

FireplaceWaterfrontViewHardwoodA/CRV Parking
Listing Description

Nestled on a private homesite overlooking the tranquil waters of Fox Lake, this beautifully updated residence offers the perfect blend of space, comfort, and timeless design. Featuring four bedrooms, including two spacious primary suites, the thoughtfully designed floor plan lives primarily on the main level, making everyday living both effortless and functional.

A dramatic vaulted entry welcomes you into the sunken living room, where soaring wood ceilings, rich hardwood flooring, and travertine accents create a warm yet sophisticated atmosphere. The heart of the home is the beautifully appointed kitchen with fresh white cabinetry, stainless steel appliances, generous prep space, and picturesque lake views.

The adjoining dining area and breakfast bar flow seamlessly to the expansive rear patio, designed for year-round entertaining. Paver walkways wind through the lush grounds, where mature citrus and pear trees create a private, tropical setting that complements the peaceful waterfront backdrop.

Offering exceptional privacy, generous outdoor space, and breathtaking views, this Fox Lake retreat is a rare opportunity to enjoy refined lakefront living in Santa Rosa Beach. A county-approved lot split separating Lot 3 from Lot 4 will be completed and recorded in connection with closing .

The $1,800,000 offering is for the home and the approximately 0.6 acres comprising Lot 3. Although the property is currently held under one parcel identification, the already approved split will be recorded at closing and will establish separate parcels for Lot 3 and Lot 4. See attached site plan.

Monthly Cost Estimate

$8,557/mo

20% down · 6.5% · 30 years

Principal$1,157
Interest$6,933
Insurance$467

Estimates only. Actual payments may vary.

Location

261 Ridge Road

Santa Rosa Beach, FL 32459

FOX LAKE S/D PH 1

Features & Amenities

Interior Features

Breakfast BarCeiling CathedralCeiling Crwn MoldingCeiling VaultedFireplaceKitchen IslandLighting RecessedNewly Painted

Exterior Features

BBQ Pit/GrillDockSummer Kitchen

Property Details

Flooring

TileHardwood

Construction

Stucco

Views

Lake

Outdoor Features

Patio

Parking

OversizeGarage - DetachedBoat

Heating

Central

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalDryerFreezerMicrowaveOven Continue CleanRange HoodRefrigerator W/IceMkSmoke DetectorWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 261 Ridge Road is listed at $1,600,000 ($634/sqft). The estimated monthly payment is $8,557 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1989, 0.60 acre lot, 2 stories, 9 parking spaces, Fireplace, Waterfront. Interior Features: Breakfast Bar, Ceiling Cathedral, Ceiling Crwn Molding. Exterior Features: BBQ Pit/Grill, Dock, Summer Kitchen.

This property is listed by Spears Group.

SG

Spears Group

Agent at Compass Florida, LLC

Listed by Compass Florida, LLC · Broker phone: (305) 851-2820 · View on Broker Site · Broker website

MLS# 1014132· Source: Emerald Coast Association of Realtors· 11 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

261 Ridge Road, Santa Rosa Beach, FL 32459

Open this listing in: