# 2610 Hwy 4, Jay, FL 32565 > **TL;DR:** land, $3,500,000. > Waterfront, View. Est. $18,719/mo. Listed 426 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $3,500,000 | | Lot Size | 13,962,940 sqft (320.54 acres) | | Property Type | Land (Other) | | Status | Active | | Days on Market | 426 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - River, Lake, Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $17,698 | | Estimated Insurance | $1,021 | | **Total** | **$18,719** | ## Nearby Schools - **Elementary:** Jay - **Middle:** JAY - **High:** Jay ## Key Amenities - Waterfront - View ## Property Highlights - 320.55 acre lot - Waterfront ## Description ### Agent Description Jay, FL- Welcome to River Farms - 320.545+/- Acres on Escambia River Already Producing Income - Located in sought-after Santa Rosa County, this large waterfront tract offers 1,604ft on the Escambia River, plus frontage on 3 lakes - a rare blend of waterfront beauty & outdoor adventure. Already earning income from booking the *16x16 cabin or *6 completed RV pads with power, water well, 1 septic tank, partial natural gas & dump station. What's in place: *Infrastructure potential for up to 100 RV sites *24x36 pole barn w/bathroom facility *16x24 gazebo by the river *2 structures moved onto property for potential renovated venue/retail space: 24x38 church & 24x32 school *3 boat ramps to lakes & 1 to the river *Dry camping areas *Improved internal roads lead to scenic homesite options near the lakes & river *Permitted year-round roads to 6-acre hayfield pasture w/culvert *Road access includes 1,400ft of paved frontage on John Lowery Rd (county-maintained) & an easement off Hwy 4. Utilities: *190 3hp well *Electrical service through EREC *High-Speed Fiber internet from Uniti Fiber on Hwy 4 & John Lowery Rd *Water wells on the property + City water on John Lowery Rd Avail. *Natural Gas on John Lowery Rd. Outdoor enthusiasts will appreciate the river's sandbar. Plus, enjoy a mix of pine & hardwoods ideal for deer, duck, turkey & other small game hunting, along with excellent fishing-bluegill, shellcracker, bream, bass & speckled trout. The Escambia River flows from South Alabama into Escambia Bay, eventually reaching the Gulf of Mexico-making this a uniquely positioned recreational tract. The property is positioned just south of the Alabama state line-between the towns of Jay & Century - only 37 miles north of Pensacola & 20 miles north of Pace. There are recorded covenants & restrictions. Whether you're envisioning an outdoor retreat, full-scale RV campground, event venue, or private getaway, the groundwork is in place for multiple development paths. ## Location - **Address:** 2610 Hwy 4, Jay, FL 32565 - **County:** Santa Rosa - **Coordinates:** 30.96409759, -87.20067134 - **Google Maps:** https://www.google.com/maps?q=30.96409759,-87.20067134 ## Virtual Tour & Media - **Video Tour:** https://youtu.be/6pX4K7XdvGg ## Listing Agent - **Name:** Patty Helton Davis - **Brokerage:** PHD Realty LLC - **Phone:** 2512942057 - **Broker Phone:** (251) 294-2060 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2610-Highway-4_Jay_FL_32565_M51322-01041?f=listhub&s=PARFL&m=668224&c=propsimple) ## Photos ![2610 Hwy 4 - Photo 1](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f3788521878r.jpg) ![2610 Hwy 4 - Photo 2](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f369222721r.jpg) ![2610 Hwy 4 - Photo 3](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f3136351492r.jpg) ![2610 Hwy 4 - 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Photo 48](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f4214022795r.jpg) ![2610 Hwy 4 - Photo 49](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f2759742561r.jpg) ![2610 Hwy 4 - Photo 50](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f1339932952r.jpg) ![2610 Hwy 4 - Photo 51](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f3387566442r.jpg) ![2610 Hwy 4 - Photo 52](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f2667960158r.jpg) ![2610 Hwy 4 - Photo 53](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f314159092r.jpg) ![2610 Hwy 4 - Photo 54](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f483261439r.jpg) ![2610 Hwy 4 - Photo 55](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f1379964014r.jpg) ![2610 Hwy 4 - Photo 56](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f106843992r.jpg) ![2610 Hwy 4 - Photo 57](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f4015400952r.jpg) ![2610 Hwy 4 - Photo 58](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f2129693766r.jpg) ![2610 Hwy 4 - Photo 59](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f3834182475r.jpg) ![2610 Hwy 4 - Photo 60](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f1117254037r.jpg) ![2610 Hwy 4 - Photo 61](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f3539525756r.jpg) ![2610 Hwy 4 - Photo 62](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f4268504r.jpg) ![2610 Hwy 4 - Photo 63](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f1008153819r.jpg) ![2610 Hwy 4 - Photo 64](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f2277245133r.jpg) ![2610 Hwy 4 - Photo 65](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f745584121r.jpg) ![2610 Hwy 4 - Photo 66](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f2150763101r.jpg) ![2610 Hwy 4 - Photo 67](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f3872275046r.jpg) ![2610 Hwy 4 - Photo 68](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f2812745731r.jpg) ![2610 Hwy 4 - Photo 69](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f2487727854r.jpg) ![2610 Hwy 4 - Photo 70](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f2239462444r.jpg) --- **MLS#:** 668224 | **Updated:** 2026-09-21 **Source:** listhub *Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/2610-hwy-4-jay-fl-32565-l668224) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/2610-hwy-4-jay-fl-32565-l668224#listing", "url": "https://www.propertysimple.ai/listing/2610-hwy-4-jay-fl-32565-l668224", "name": "2610 Hwy 4, Jay, FL 32565", "description": "Jay, FL- Welcome to River Farms - 320.545+/- Acres on Escambia River Already Producing Income - Located in sought-after Santa Rosa County, this large waterfront tract offers 1,604ft on the Escambia River, plus frontage on 3 lakes - a rare blend of waterfront beauty & outdoor adventure. Already earning income from booking the *16x16 cabin or *6 completed RV pads with power, water well, 1 septic tank, partial natural gas & dump station. What's in place: *Infrastructure potential for up to 100 RV sites *24x36 pole barn w/bathroom facility *16x24 gazebo by the river *2 structures moved onto property for potential renovated venue/retail space: 24x38 church & 24x32 school *3 boat ramps to lakes & 1 to the river *Dry camping areas *Improved internal roads lead to scenic homesite options near the lakes & river *Permitted year-round roads to 6-acre hayfield pasture w/culvert *Road access includes 1,400ft of paved frontage on John Lowery Rd (county-maintained) & an easement off Hwy 4. Utilities: *190 3hp well *Electrical service through EREC *High-Speed Fiber internet from Uniti Fiber on Hwy 4 & John Lowery Rd *Water wells on the property + City water on John Lowery Rd Avail. *Natural Gas on John Lowery Rd. Outdoor enthusiasts will appreciate the river's sandbar. Plus, enjoy a mix of pine & hardwoods ideal for deer, duck, turkey & other small game hunting, along with excellent fishing-bluegill, shellcracker, bream, bass & speckled trout. The Escambia River flows from South Alabama into Escambia Bay, eventually reaching the Gulf of Mexico-making this a uniquely positioned recreational tract. The property is positioned just south of the Alabama state line-between the towns of Jay & Century - only 37 miles north of Pensacola & 20 miles north of Pace. There are recorded covenants & restrictions. 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