# 2610 Hwy 4, Jay, FL 32565

> **TL;DR:** land, $3,500,000.
> Waterfront, View. Est. $15,167/mo. Listed 313 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $3,500,000 |
| Lot Size | 13,962,940 sqft (320.54 acres) |
| Property Type | Land (Other) |
| Status | For Sale |
| Days on Market | 313 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - River, Lake, Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $15,167 |
| **Total** | **$15,167** |

## Nearby Schools

- **Elementary:** Jay
- **Middle:** JAY
- **High:** Jay

## Key Amenities

- Waterfront
- View

## Property Highlights

- 320.55 acre lot
- Waterfront

## Description

### Agent Description
Jay, FL - 320.545+/- Acres on Escambia River - Outdoor Recreation Meets RV Potential Located in sought-after Santa Rosa County, large waterfront tract offers 1,604 feet on the Escambia River, plus frontage on 3 lakes - a rare blend of outdoor adventure, income potential, and waterfront beauty. Already in place: *6 completed RV pads with power, water well, 1 septic tank, partial natural gas, and dump station. *Infrastructure potential for up to 100 RV sites. *2 structures moved onto property: 24x36 pole barn & bathroom facility. *16x24 gazebo by the river *24x38 church building *16x16 cabin *24x32 school building *3 boat ramps to lakes and 1 to the river *Dry camping areas. *Improved internal roads lead to scenic homesite options near the lakes and river. *Permitted year-round roads to six-acre hayfield pasture with culvert. Utilities: *190 3hp well. *Electrical service through EREC. *High-Speed Fiber internet from Uniti Fiber on Hwy 4 and John Lowery Rd. *City water on John Lowery Rd through Moore Creek/Mount Carmel. *Natural Gas on John Lowery Rd. Outdoor enthusiasts will appreciate the river's sandbar. Plus, enjoy a mix of pine and hardwoods ideal for deer, duck, turkey, and other small game hunting, along with excellent fishing-bluegill, shellcracker, bream, bass, and speckled trout. The Escambia River flows from South Alabama into Escambia Bay, eventually reaching the Gulf of Mexico-making this a uniquely positioned recreational tract. Road access includes 1,400 ft of paved frontage on John Lowery Rd (county-maintained) and an easement off Hwy 4. The property is positioned just south of the Alabama state line-between the towns of Jay and Century-and only 37 miles north of Pensacola and 20 miles north of Pace. There are recorded covenants and restrictions. Whether you're envisioning an outdoor retreat, full-scale RV campground, event venue, or private getaway, the groundwork is in place for multiple development paths.

## Location

- **Address:** 2610 Hwy 4, Jay, FL 32565
- **County:** Santa Rosa
- **Coordinates:** 30.96409759, -87.20067134
- **Google Maps:** https://www.google.com/maps?q=30.96409759,-87.20067134

## Listing Agent

- **Name:** Patty Helton Davis
- **Brokerage:** PHD Real Estate, LLC
- **Phone:** (251) 294-2060
- **Email:** patty@phdrealty.com

## Primary Photo

![2610 Hwy 4 - Primary Photo](http://lh.rdcpix.com/07726c9055a3ca9e94d658784fd1354al-f2899795659r.jpg)

*72 total photos available on [listing page](https://www.propertysimple.com/listing/2610-hwy-4-jay-fl-32565-l668224)*

---

**MLS#:** 668224 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/2610-hwy-4-jay-fl-32565-l668224)

---

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