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About This Home

This 3-bedroom, 1-bathroom single family at 26121 105th Street in Spirit Lake, IA is listed for $575,000 ($799 per sqft). Built in 1954, the home offers 720 sqft of living space on a 0.17 acres lot.

Agent Description

Summer Cottage... Beautiful lot with 56 feet of shoreline and an easy, low approach to the water. This charming lakeside cottage features three bedrooms and a screened-in sunroom, the perfect place to relax and enjoy the views. Outdoors is where you'll spend most of your time.

Swim off the dock, enjoy boating, kayaking, fishing, or simply soak up the tranquil surroundings. Spend your days in the shade and your evenings by the fire. Dock Included, a raised picnic area, and a storage shed. Located just a stone's throw from The Grade, known for great fishing, this property offers the perfect combination of recreation, relaxation, and natural beauty.

Key Features

  • Built in 1954
  • 0.17 acre lot
  • Waterfront

Property Details

1 story
1 full
1954

Amenities

Waterfront

Monthly Cost Estimate

$3,450/mo

20% down · 6.5% · 30 years

Principal$416
Interest$2,492
Insurance$168
HOA$375

Estimates only. Actual payments may vary.

Location

26121 105th Street

Spirit Lake, IA 51360

Features & Amenities

Interior Features

Main Floor Bedrooms

Exterior Features

DeckDockDriveway-Gravel

Property Details

Construction

Wood Siding

Pool Features

Deck

Heating

Baseboard

Appliances

Range/StoveRefrigerator

Questions & Answers

This 3-bedroom, 1-bathroom single family at 26121 105th Street is listed at $575,000 ($799/sqft). The estimated monthly payment is $2,867 based on 20% down at 6.5% interest.

HOA fees are $375/month.

Key features include: Built in 1954, 0.17 acre lot, Waterfront. Interior Features: Main Floor Bedrooms. Exterior Features: Deck, Dock, Driveway-Gravel.

This property is listed by Mary Lynn Ingvall and can be reached at 7123301121 or marylynn@theokobojilife.com.

MI

Mary Lynn Ingvall

Agent at Ingvall Real Estate Team

(712) 330-1121

Listed by Ingvall Real Estate Team · View on Broker Site

MLS# 260560· Source: listhub· Updated 1 days ago

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

26121 105th Street, Spirit Lake, IA 51360

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