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About This Home

This 4-bedroom, 3-bathroom single family at 263 Lullwater Drive in Panama City Beach, FL is listed for $990,000 ($409 per sqft). Built in 1967, the home offers 2,419 sqft of living space on a 0.66 acres lot.

Agent Description

4/3 single family home in El Centro Beach, Panama City Beach. 150 ft lakefront, renovated 2019, no HOA, 2 car garage. This renovated single-family home offers a rare combination of waterfront frontage, lot size, and proximity to the beach in Panama City Beach.

Located in El Centro Beach community with no HOA, the property spans two oversized lots with approximately 150 feet of frontage on Lullwater Lake and is just steps from beach access. Short term rentals are not permitted. The interior includes 4 bedrooms and 3 full bathrooms across 2,419 heated and cooled square feet, all on one level.

Renovated down to the studs in 2019, the home features updated flooring, crown molding, custom cabinetry, quartz countertops, custom tile showers, a gas fireplace, and a modern kitchen with stainless Samsung appliances, wine refrigerator, pantry, island, and breakfast bar.

Major system updates completed in 2019 include a metal roof, plumbing, electrical, HVAC and ductwork, tankless water heater, and impact rated doors, windows, and garage door. A Generac whole house generator provides backup power, and natural gas is connected.

Outdoor features include a private dock with lake access, a separate kayak launch, fenced backyard, extended patio with outdoor shower, and plumbing in place for a future summer kitchen. The property offers ample space for a future pool. Additional features include a central courtyard with pergola, circular driveway with parking for eight or more v

ehicles, RV or boat parking with 50 amp service, sprinkler system, and an attached two car garage with insulated walls and storage. Convenient to beach access, dining, shopping, and entertainment, this property offers waterfront living without an HOA in a well established neighborhood.

Key Features

  • Built in 1967
  • 0.66 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
3 full
1967

Amenities

FireplaceWaterfrontViewA/CRV Parking

Monthly Cost Estimate

$5,295/mo

20% down · 6.5% · 30 years

Principal$716
Interest$4,290
Insurance$289

Estimates only. Actual payments may vary.

Location

263 Lullwater Drive

Panama City Beach, FL 32413

El Centro Beach

Features & Amenities

Interior Features

EntranceFoyer

Exterior Features

DockPatioCourtyardOutdoorShower

Property Details

Construction

Brick WoodFrame

Views

Lake

Pool Features

PorchPatio

Parking

DrivewayRVGarageOpen

Heating

Fireplace(s)Electric (Heating)Heat Pump (Heating)Central

Cooling

Ceiling Fan(s)ENERGY STAR Qualified EquipmentCentral Air

Appliances

GasOvenGasRangeTanklessWaterHeater

Questions & Answers

This 4-bedroom, 3-bathroom single family at 263 Lullwater Drive is listed at $990,000 ($409/sqft). The estimated monthly payment is $4,290 based on 20% down at 6.5% interest.

Key features include: Built in 1967, 0.66 acre lot, Fireplace, Waterfront. Interior Features: EntranceFoyer. Exterior Features: Dock, Patio, Courtyard.

This property is listed by Team Kelly and Lisa and can be reached at 8508908156 or kelly@countsrealestate.com.

TL

Team Kelly and Lisa

Agent at Counts Real Estate Group Inc

(850) 890-8156

Listed by Counts Real Estate Group Inc · View on Broker Site

MLS# 782720· Source: listhub· Updated 182 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

263 Lullwater Drive, Panama City Beach, FL 32413

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