# 263 Lullwater Drive, Panama City Beach, FL 32413

> **TL;DR:** 4bd/3ba single family, $990,000 ($409/sqft), built 1967, 2,419 sqft.
> Fireplace, Waterfront, View, A/C. Est. $4,290/mo. Listed 182 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $990,000 |
| Price/sqft | $409 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,419 |
| Year Built | 1967 |
| Lot Size | 28,750 sqft (0.66 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 182 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $4,290 |
| **Total** | **$4,290** |

## Nearby Schools

- **Elementary:** Hutchison Beach
- **Middle:** Surfside
- **High:** Arnold

## Key Amenities

- Fireplace
- Waterfront
- View
- A/C
- RV Parking

## Property Highlights

- Built in 1967
- 0.66 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
4/3 single family home in El Centro Beach, Panama City Beach. 150 ft lakefront, renovated 2019, no HOA, 2 car garage. This renovated single-family home offers a rare combination of waterfront frontage, lot size, and proximity to the beach in Panama City Beach. Located in El Centro Beach community with no HOA, the property spans two oversized lots with approximately 150 feet of frontage on Lullwater Lake and is just steps from beach access. Short term rentals are not permitted. The interior includes 4 bedrooms and 3 full bathrooms across 2,419 heated and cooled square feet, all on one level. Renovated down to the studs in 2019, the home features updated flooring, crown molding, custom cabinetry, quartz countertops, custom tile showers, a gas fireplace, and a modern kitchen with stainless Samsung appliances, wine refrigerator, pantry, island, and breakfast bar. Major system updates completed in 2019 include a metal roof, plumbing, electrical, HVAC and ductwork, tankless water heater, and impact rated doors, windows, and garage door. A Generac whole house generator provides backup power, and natural gas is connected. Outdoor features include a private dock with lake access, a separate kayak launch, fenced backyard, extended patio with outdoor shower, and plumbing in place for a future summer kitchen. The property offers ample space for a future pool. Additional features include a central courtyard with pergola, circular driveway with parking for eight or more vehicles, RV or boat parking with 50 amp service, sprinkler system, and an attached two car garage with insulated walls and storage. Convenient to beach access, dining, shopping, and entertainment, this property offers waterfront living without an HOA in a well established neighborhood.

## Location

- **Address:** 263 Lullwater Drive, Panama City Beach, FL 32413
- **County:** Bay
- **Neighborhood:** El Centro Beach
- **Coordinates:** 30.222236, -85.883986
- **Google Maps:** https://www.google.com/maps?q=30.222236,-85.883986

## Listing Agent

- **Name:** Team Kelly and Lisa
- **Brokerage:** Counts Real Estate Group Inc
- **Phone:** 8508908156
- **Email:** kelly@countsrealestate.com

## Primary Photo

![263 Lullwater Drive - Primary Photo](http://lh.rdcpix.com/42fa9000433019357c7710a90e2abc8bl-f4175569370r.jpg)

*63 total photos available on [listing page](https://www.propertysimple.com/listing/263-lullwater-drive-panama-city-beach-fl-32413-l782720)*

---

**MLS#:** 782720 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/263-lullwater-drive-panama-city-beach-fl-32413-l782720)

---

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