# 2637 Hwy 4, Jay, FL 32565 > **TL;DR:** 6bd/4ba single family, $324,900 ($107/sqft), built 1978, 3,028 sqft. > Fireplace, Hardwood, A/C. Est. $1,738/mo. Listed 75 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $324,900 | | Price/sqft | $107 | | Bedrooms | 6 | | Bathrooms | 3 full, 1 half | | Square Feet | 3,028 | | Year Built | 1978 | | Lot Size | 156,816 sqft (3.60 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 75 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,643 | | Estimated Insurance | $95 | | **Total** | **$1,738** | ## Nearby Schools - **Elementary:** Jay - **Middle:** JAY - **High:** Jay ## Key Amenities - Fireplace - Hardwood - A/C ## Property Highlights - Built in 1978 - 3.60 acre lot - 2 stories - Fireplace ## Description ### Agent Description A chance to own historic 2-story home on over 3 acres, convenient to Escambia River boat ramp, this absolutely unique home melds nostalgia and possibilities. Location might work for dance lessons, pet sitting/boarding, childcare, daycare, bait & tackle, product showroom, flea market etc. Home it is easy to find but improvements are off the busy road. Charming circular drive with a mature Meyer's Lemon Tree as its centerpiece is flanked by tall hedges that surround an English-style brick courtyard. Inside, is no less intriguing. Entering thru the double French doors you'll find a great room in every sense of the term~with two half-brick support columns. This 30x23 room (could expand to 30x44) is captivating not only due to its expanse, but moreover due to its warmth, originality and potential! The West wall is fully brick from floor to ceiling. A glance over your other shoulder brings to view lattice work shelving thru which the soaring staircase is visible. The rear wall of this Great Room is formed by floor to ceiling cabinetry for books or collectibles. What an amazing library, or dance hall or game room or great room; the unique space could serve in many, evolving ways! Nothing can compare to this room, but all downstairs rooms are surprisingly spacious, and the downstairs has two, separate, primary suites, each with an ensuite bath ~ plus there is a half bath. The lower East wing of the home would be a perfect mother-in-law suite; it is 23x23 inside with a separate entry off a private covered 12x27 porch. There are 3 additional bedrooms upstairs plus one full bath. (Each upstairs bedroom has a window unit (that heats & cools) for efficiency.) Downstairs there is new luxury vinyl plank flooring; upstairs has new carpeting. The house boasts two fireplaces: one is gas; one is woodburning. (The gas is however disconnected.) There are two hot water heaters too! The kitchen is at the rear of the home with exits into a formal dining room and also onto a lovely rear y ## Location - **Address:** 2637 Hwy 4, Jay, FL 32565 - **County:** Santa Rosa - **Coordinates:** 30.953888, -87.204703 - **Google Maps:** https://www.google.com/maps?q=30.953888,-87.204703 ## Listing Agent - **Name:** Cindy Cotton - **Brokerage:** COTTON REAL ESTATE - **Phone:** 8509948080 - **Broker Phone:** 225 850-994-8080 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2637-Highway-4_Jay_FL_32565_M68812-48310?f=listhub&s=PARFL&m=685298&c=propsimple) ## Photos ![2637 Hwy 4 - Photo 1](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f4156254493r.jpg) ![2637 Hwy 4 - Photo 2](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f1933330926r.jpg) ![2637 Hwy 4 - Photo 3](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f703996802r.jpg) ![2637 Hwy 4 - Photo 4](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f3395507930r.jpg) ![2637 Hwy 4 - Photo 5](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f365368008r.jpg) ![2637 Hwy 4 - Photo 6](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f457857748r.jpg) ![2637 Hwy 4 - Photo 7](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f3445948036r.jpg) ![2637 Hwy 4 - Photo 8](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f636064770r.jpg) ![2637 Hwy 4 - Photo 9](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f339921638r.jpg) ![2637 Hwy 4 - Photo 10](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f2247930755r.jpg) ![2637 Hwy 4 - Photo 11](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f1402153423r.jpg) ![2637 Hwy 4 - Photo 12](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f3026410068r.jpg) ![2637 Hwy 4 - Photo 13](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f1546364335r.jpg) ![2637 Hwy 4 - Photo 14](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f1426735441r.jpg) ![2637 Hwy 4 - Photo 15](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f3000095667r.jpg) ![2637 Hwy 4 - Photo 16](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f3980223318r.jpg) ![2637 Hwy 4 - Photo 17](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f3989209527r.jpg) ![2637 Hwy 4 - Photo 18](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f3630571945r.jpg) ![2637 Hwy 4 - Photo 19](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f1100339162r.jpg) ![2637 Hwy 4 - Photo 20](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f1317447671r.jpg) ![2637 Hwy 4 - Photo 21](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f2207606370r.jpg) ![2637 Hwy 4 - Photo 22](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f3913294083r.jpg) ![2637 Hwy 4 - Photo 23](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f3817966166r.jpg) ![2637 Hwy 4 - Photo 24](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f1385080720r.jpg) ![2637 Hwy 4 - Photo 25](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f1099491972r.jpg) ![2637 Hwy 4 - Photo 26](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f1874588397r.jpg) ![2637 Hwy 4 - Photo 27](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f1590688826r.jpg) ![2637 Hwy 4 - Photo 28](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f593680230r.jpg) ![2637 Hwy 4 - Photo 29](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f2239856897r.jpg) ![2637 Hwy 4 - Photo 30](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f1874588397r.jpg) ![2637 Hwy 4 - Photo 31](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f593680230r.jpg) ![2637 Hwy 4 - Photo 32](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f2403470803r.jpg) ![2637 Hwy 4 - Photo 33](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f1590688826r.jpg) ![2637 Hwy 4 - Photo 34](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f1643663918r.jpg) ![2637 Hwy 4 - Photo 35](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f720143326r.jpg) ![2637 Hwy 4 - Photo 36](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f1195242432r.jpg) ![2637 Hwy 4 - Photo 37](http://lh.rdcpix.com/2725c5d81971f91adf84af7de2978ac8l-f56933022r.jpg) --- **MLS#:** 685298 | **Updated:** 2026-09-04 **Source:** listhub *Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/2637-hwy-4-jay-fl-32565-l685298) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/2637-hwy-4-jay-fl-32565-l685298#listing", "url": "https://www.propertysimple.ai/listing/2637-hwy-4-jay-fl-32565-l685298", "name": "2637 Hwy 4, Jay, FL 32565", "description": "A chance to own historic 2-story home on over 3 acres, convenient to Escambia River boat ramp, this absolutely unique home melds nostalgia and possibilities. Location might work for dance lessons, pet sitting/boarding, childcare, daycare, bait & tackle, product showroom, flea market etc. Home it is easy to find but improvements are off the busy road. Charming circular drive with a mature Meyer's Lemon Tree as its centerpiece is flanked by tall hedges that surround an English-style brick courtyard. Inside, is no less intriguing. Entering thru the double French doors you'll find a great room in every sense of the term~with two half-brick support columns. This 30x23 room (could expand to 30x44) is captivating not only due to its expanse, but moreover due to its warmth, originality and potential! The West wall is fully brick from floor to ceiling. A glance over your other shoulder brings to view lattice work shelving thru which the soaring staircase is visible. The rear wall of this Great Room is formed by floor to ceiling cabinetry for books or collectibles. What an amazing library, or dance hall or game room or great room; the unique space could serve in many, evolving ways! Nothing can compare to this room, but all downstairs rooms are surprisingly spacious, and the downstairs has two, separate, primary suites, each with an ensuite bath ~ plus there is a half bath. The lower East wing of the home would be a perfect mother-in-law suite; it is 23x23 inside with a separate entry off a private covered 12x27 porch. There are 3 additional bedrooms upstairs plus one full bath. (Each upstairs bedroom has a window unit (that heats & cools) for efficiency.) Downstairs there is new luxury vinyl plank flooring; upstairs has new carpeting. The house boasts two fireplaces: one is gas; one is woodburning. (The gas is however disconnected.) There are two hot water heaters too! 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