About This Home

This 2-bedroom, 2-bathroom single family at 264 S CENTRAL Avenue in Umatilla, FL is listed for $480,000 ($382 per sqft). Built in 2020, the home offers 1,258 sqft of living space on a 0.43 acres lot.

Key Features

  • Built in 2020
  • 0.43 acre lot

Property Details

1 story
2 full
2020

Amenities

ViewA/C
Listing Description

Lakefront Home - 264 S. Central Ave., Umatilla, FL Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. Step inside to find a thoughtfully designed, energy-efficient home featuring: Quartz countertops in the kitchen with all Whirl

pool appliances A large pantry housing a Samsung washer and dryer Tongue-and-groove cypress ceilings in the living and dining areas High-grade tile flooring throughout 6" spray foam insulation in the ceiling and around windows for superior efficiency Custom motorized blinds Outdoor kitchen setup with gas stub out The open living space flows beautif

ully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub. Both bedrooms are ensuite with quality glass shower doors (no tubs).

The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use. Premium Features & Upgrades: Whole-house Generac home generator (regularly serviced under contract) Trane energy-efficient HVAC system under service contract with St.

Louis Air Whole-house tankless gas water heater (Navien) All-gas systems: heat, stove, dryer, and water heater Yard irrigation sourced directly from the lake Digital entry lock Extra-large double carport Outdoor kitchen on the covered porch (with two lakeside entries) Lockable exterior storage unit in front (houses electric panel and freezer) Utili

ties & Infrastructure: All underground utilities Sewer lift station that pumps directly to the street sewer This home is an energy-efficient masterpiece with thoughtful details throughout. Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest.

Don't miss this rare opportunity - schedule your private showing today! This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.

Monthly Cost Estimate

$2,567/mo

20% down · 6.5% · 30 years

Principal$347
Interest$2,080
Insurance$140

Estimates only. Actual payments may vary.

Location

264 S CENTRAL Avenue

Umatilla, FL 32784

UMATILLA MITCHENORS ADD

Features & Amenities

Interior Features

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomStone CountersThermostatVaulted Ceiling(s)Walk-In Closet(s)

Exterior Features

Storage

Property Details

Flooring

Tile - Ceramic

Construction

Cement Siding Frame

Views

Water

Outdoor Features

Porch

Heating

Central

Cooling

Central Air

Appliances

DishwasherDisposalDryerRangeRefrigeratorTankless Water Heater

Questions & Answers

This 2-bedroom, 2-bathroom single family at 264 S CENTRAL Avenue is listed at $480,000 ($382/sqft). The estimated monthly payment is $2,567 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2020, 0.43 acre lot. Interior Features: Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen. Exterior Features: Storage.

This property is listed by Logan Wilson and can be reached at 3527712560.

LW

Logan Wilson

Agent at RLW Realty

(352) 771-2560

Listed by RLW Realty · Broker phone: (352) 771-2560 · View on Broker Site

MLS# G5111097· Source: Stellar MLS· 115 days on PropertySimple

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

264 S CENTRAL Avenue, Umatilla, FL 32784

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