# 264 S CENTRAL AVENUE, Umatilla, FL 32784

> **TL;DR:** 2bd/2ba single family, $480,000 ($382/sqft), built 2020, 1,258 sqft. Est. $2,080/mo. Listed 46 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $480,000 |
| Price/sqft | $382 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,258 |
| Year Built | 2020 |
| Lot Size | 18,731 sqft (0.43 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 46 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,080 |
| **Total** | **$2,080** |

## Nearby Schools

- **Elementary:** Umatilla Elem
- **Middle:** Umatilla Middle
- **High:** Umatilla High

## Property Highlights

- Built in 2020
- 0.43 acre lot

## Description

### Agent Description
Lakefront Home – 264 S. Central Ave., Umatilla, FL
Discover this exceptional lakefront single-family home in the heart of Umatilla, offering peaceful waterfront living with modern comforts and outstanding energy efficiency. 
Step inside to find a thoughtfully designed, energy-efficient home featuring:

Quartz countertops in the kitchen with all Whirlpool appliances
A large pantry housing a Samsung washer and dryer
Tongue-and-groove cypress ceilings in the living and dining areas
High-grade tile flooring throughout
6" spray foam insulation in the ceiling and around windows for superior efficiency
Custom motorized blinds
Outdoor kitchen setup with gas stub out

The open living space flows beautifully to a wall of high-quality double-pane glass with two 8-foot sliders that open onto a large screened lanai. Enjoy breathtaking lake views, a private dock, and a relaxing hot tub.
Both bedrooms are ensuite with quality glass shower doors (no tubs). The master suite boasts an extra-large walk-in closet and a luxurious dual-head shower. The second bedroom includes a built-in office and a Murphy bed for flexible use.
Premium Features & Upgrades:

Whole-house Generac home generator (regularly serviced under contract)
Trane energy-efficient HVAC system under service contract with St. Louis Air
Whole-house tankless gas water heater (Navien)
All-gas systems: heat, stove, dryer, and water heater
Yard irrigation sourced directly from the lake
Digital entry lock
Extra-large double carport
Outdoor kitchen on the covered porch (with two lakeside entries)
Lockable exterior storage unit in front (houses electric panel and freezer)

Utilities & Infrastructure:

All underground utilities
Sewer lift station that pumps directly to the street sewer

This home is an energy-efficient masterpiece with thoughtful details throughout.
Perfect as a primary residence or a serene waterfront getaway, this lakefront property offers unmatched lifestyle and value in a quiet, scenic setting near the Ocala National Forest.
Don’t miss this rare opportunity — schedule your private showing today!

This sale is subject to a lot split that the City of Umatilla is in favor of, therefore the lot size and square footage of the lot are approximate. The adjacent duplex can also be purchased, if a buyer decided to buy both the lakefront home and duplex a lot split would not be necessary.

## Location

- **Address:** 264 S CENTRAL AVENUE, Umatilla, FL 32784
- **County:** Lake
- **Neighborhood:** UMATILLA MITCHENORS ADD
- **Coordinates:** 28.921492, -81.672671
- **Google Maps:** https://www.google.com/maps?q=28.921492,-81.672671

## Listing Agent

- **Name:** Logan Wilson
- **Brokerage:** RLW REALTY
- **Phone:** 3527712560
- **Email:** logan@RLWrealty.com

## Primary Photo

![264 S CENTRAL AVENUE - Primary Photo](http://lh.rdcpix.com/c72bfa7406a9a1b6316e7c444e441433l-f3839534604r.jpg)

*42 total photos available on [listing page](https://www.propertysimple.com/listing/264-s-central-avenue-umatilla-fl-32784-g5111097)*

---

**MLS#:** G5111097 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/264-s-central-avenue-umatilla-fl-32784-g5111097)

---

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