About This Home

This 2-bedroom, 1-bathroom single family at 2640 RIDGELY Street in Baltimore, MD is listed for $162,000 ($185 per sqft). Built in 1925, the home offers 876 sqft of living space on a 0.11 acres lot.

Key Features

  • Built in 1925
  • 0.11 acre lot
  • 3 stories
  • 1 parking spaces

Property Details

3 stories
1 full
1 space
1925

Amenities

A/C
Listing Description

HUD Owned Home, case number 241-888899. HUD Homes are sold "as is," FHA insurable with repair escrow, subject to appraisal. An excellent investment opportunity in the desirable Mount Winans neighborhood! Built in 1925, this ranch-style home with a total finished area of 876 square feet features a combined living/dining area, an eat-in kitchen, two

well-appointed bedrooms and a full bathroom equipped with a tub shower, ensuring relaxation after a long day. The home is adorned with carpet, ceramic tile, and vinyl flooring, that provides comfort and practicality. The partially finished basement can be transformed into additional living space for potential rental income or personal use while the sunroom with great view of the backyard provides additional area for entertaining.

The exterior features both a front and rear yard, offering ample outdoor space for landscaping or recreational activities. Parking is convenient with the driveway. Home is located in a prime location with accessibility to local amenities, parks, market, and shopping. With its strategic position, this property holds a significant potential for appreciation, making this an ideal addition to any real estate portfolio.

Monthly Cost Estimate

$866/mo

20% down · 6.5% · 30 years

Principal$117
Interest$702
Insurance$47

Estimates only. Actual payments may vary.

Location

2640 RIDGELY Street

Baltimore, MD 21230

MOUNT WINANS

Features & Amenities

Interior Features

Bathroom - Tub ShowerCarpetCeiling Fan(s)Combination Dining/LivingDining AreaEntry Level BedroomKitchen - Eat-In

Property Details

Construction

Frame

Parking

Off StreetDriveway

Heating

Other (Heating)

Cooling

Central AirCeiling Fan(s)

Questions & Answers

This 2-bedroom, 1-bathroom single family at 2640 RIDGELY Street is listed at $162,000 ($185/sqft). The estimated monthly payment is $866 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1925, 0.11 acre lot, 3 stories, 1 parking spaces. Interior Features: Bathroom - Tub Shower, Carpet, Ceiling Fan(s).

This property is listed by Gina M Gargeu and can be reached at 4105471116.

GG

Gina M Gargeu

Agent at Century 21 Downtown

(410) 547-1116

Listed by Century 21 Downtown · View on Broker Site

MLS# MDBA2219458· Source: listhub· 20 days on market

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2640 RIDGELY Street, Baltimore, MD 21230

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