# 2646 Koa Avenue, Morro Bay, CA 93442

> **TL;DR:** 3bd/3ba single family, $1,085,000 ($737/sqft), built 1974, 1,472 sqft.
> Spa, Fireplace, View, A/C. Est. $5,802/mo. Listed 19 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,085,000 |
| Price/sqft | $737 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 1,472 |
| Year Built | 1974 |
| Lot Size | 3,999 sqft (0.09 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 19 |

## Why This Home Stands Out

- **Views** - Ocean, City

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $5,486 |
| Estimated Insurance | $316 |
| **Total** | **$5,802** |

## Key Amenities

- Spa
- Fireplace
- View
- A/C
- 2-car garage

## Property Highlights

- Built in 1974
- 0.09 acre lot
- 2 stories
- 4 parking spaces
- Fireplace

## Description

### Agent Description
Stunning Morro Bay View Home, Experience coastal living at its finest in this beautifully appointed home offering 3 bedrooms, 3 bathrooms, and Multiple bonus rooms---perfect for flexible living, a home office, guest space, or additional recreation area. Designed for comfort and functionality, the home also features plenty of storage throughout, so you can stay organized with ease. Step outside to enjoy the spacious front deck, ideal for morning coffee, sunsets and entertaining, all while taking in breathtaking views of Morro Bay Rock, the Harbor mouth entrance and white water on the horizon. Whether you're looking for a full-time residence or a getaway with wow-factor views, this property delivers location, lifestyle, and opportunity in one exceptional package.

## Location

- **Address:** 2646 Koa Avenue, Morro Bay, CA 93442
- **County:** San Luis Obispo
- **Neighborhood:** North Morro Bay (820)
- **Coordinates:** 35.391624, -120.852733
- **Google Maps:** https://www.google.com/maps?q=35.391624,-120.852733

## Listing Agent

- **Name:** Bill Maddox · **License:** 01972575
- **Brokerage:** Farrell Smyth, Inc.
- **Phone:** 8052150729
- **Broker Phone:** (805) 543-2172

## Photos

![2646 Koa Avenue - Photo 1](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f336353042r.jpg)

![2646 Koa Avenue - Photo 2](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f1806566176r.jpg)

![2646 Koa Avenue - Photo 3](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f816399534r.jpg)

![2646 Koa Avenue - Photo 4](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f415952077r.jpg)

![2646 Koa Avenue - Photo 5](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2879000292r.jpg)

![2646 Koa Avenue - Photo 6](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2026428621r.jpg)

![2646 Koa Avenue - Photo 7](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f3756900964r.jpg)

![2646 Koa Avenue - Photo 8](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f1542622725r.jpg)

![2646 Koa Avenue - Photo 9](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2764379820r.jpg)

![2646 Koa Avenue - Photo 10](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f3012387605r.jpg)

![2646 Koa Avenue - Photo 11](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2584775470r.jpg)

![2646 Koa Avenue - Photo 12](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f3506168025r.jpg)

![2646 Koa Avenue - Photo 13](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f3316214170r.jpg)

![2646 Koa Avenue - Photo 14](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f3040655444r.jpg)

![2646 Koa Avenue - Photo 15](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f690136780r.jpg)

![2646 Koa Avenue - Photo 16](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f1056790886r.jpg)

![2646 Koa Avenue - Photo 17](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f1937851747r.jpg)

![2646 Koa Avenue - Photo 18](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f93706571r.jpg)

![2646 Koa Avenue - Photo 19](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f1520541630r.jpg)

![2646 Koa Avenue - Photo 20](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f4237599222r.jpg)

![2646 Koa Avenue - Photo 21](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2758795319r.jpg)

![2646 Koa Avenue - Photo 22](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f3560306464r.jpg)

![2646 Koa Avenue - Photo 23](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2387381894r.jpg)

![2646 Koa Avenue - Photo 24](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f1485014818r.jpg)

![2646 Koa Avenue - Photo 25](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2473559482r.jpg)

![2646 Koa Avenue - Photo 26](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f3577215224r.jpg)

![2646 Koa Avenue - Photo 27](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f275258504r.jpg)

![2646 Koa Avenue - Photo 28](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2491195874r.jpg)

![2646 Koa Avenue - Photo 29](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f1004466651r.jpg)

![2646 Koa Avenue - Photo 30](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2157484385r.jpg)

![2646 Koa Avenue - Photo 31](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f3259677180r.jpg)

![2646 Koa Avenue - Photo 32](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f772523867r.jpg)

![2646 Koa Avenue - Photo 33](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f1235674117r.jpg)

![2646 Koa Avenue - Photo 34](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f1761938947r.jpg)

![2646 Koa Avenue - Photo 35](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f1161809233r.jpg)

![2646 Koa Avenue - Photo 36](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f3716482664r.jpg)

![2646 Koa Avenue - Photo 37](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2628944230r.jpg)

![2646 Koa Avenue - Photo 38](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2167785324r.jpg)

![2646 Koa Avenue - Photo 39](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2294377052r.jpg)

![2646 Koa Avenue - Photo 40](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f924888812r.jpg)

![2646 Koa Avenue - Photo 41](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2995564548r.jpg)

![2646 Koa Avenue - Photo 42](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f1738344554r.jpg)

![2646 Koa Avenue - Photo 43](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2297849094r.jpg)

![2646 Koa Avenue - Photo 44](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f3439052972r.jpg)

![2646 Koa Avenue - Photo 45](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f3295980958r.jpg)

![2646 Koa Avenue - Photo 46](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2314188596r.jpg)

![2646 Koa Avenue - Photo 47](http://lh.rdcpix.com/8dc03cab898b175d08f20febe40642a0l-f2599274756r.jpg)

---

**MLS#:** SC26208456 | **Updated:** 2026-10-10
**Source:** listhub

*Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/2646-koa-avenue-morro-bay-ca-93442-26208456)

---

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      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1974,
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      {
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        "name": "Heating",
        "value": "Forced Air, Natural Gas"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Cooling",
        "value": "Wall/Window Unit(s), Window Unit(s)"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "6 Burner Stove, Water Softener, Water Purifier, Double Oven, Gas Oven, Dishwasher"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Flooring",
        "value": "Carpet, Vinyl"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Views",
        "value": "Ocean, City"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Parking Features",
        "value": "Driveway"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Fireplace",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Air Conditioning",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "View",
        "value": true
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Spa",
        "value": true
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.09 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Stories",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Parking Spaces",
        "value": 4
      },
      {
        "@type": "PropertyValue",
        "name": "Garage Spaces",
        "value": 2
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/2646-koa-avenue-morro-bay-ca-93442-26208456#offer",
    "url": "https://www.propertysimple.ai/listing/2646-koa-avenue-morro-bay-ca-93442-26208456",
    "price": 1085000,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/2646-koa-avenue-morro-bay-ca-93442-26208456#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/2646-koa-avenue-morro-bay-ca-93442-26208456#agent",
    "name": "Bill Maddox",
    "telephone": "8052150729",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/2646-koa-avenue-morro-bay-ca-93442-26208456#brokerage",
      "name": "Farrell Smyth, Inc.",
      "telephone": "(805) 543-2172"
    }
  }
}
```