About This Home

This 3-bedroom, 3-bathroom single family at 2646 Koa Avenue in Morro Bay, CA is listed for $1,085,000 ($737 per sqft). Built in 1974, the home offers 1,472 sqft of living space on a 0.09 acres lot.

Key Features

  • Built in 1974
  • 0.09 acre lot
  • 2 stories
  • 4 parking spaces
  • Fireplace

Property Details

2 stories
3 full
2-car garage
1974

Amenities

FireplaceViewSpaA/C
Listing Description

Stunning Morro Bay View Home, Experience coastal living at its finest in this beautifully appointed home offering 3 bedrooms, 3 bathrooms, and Multiple bonus rooms---perfect for flexible living, a home office, guest space, or additional recreation area.

Designed for comfort and functionality, the home also features plenty of storage throughout, so you can stay organized with ease. Step outside to enjoy the spacious front deck, ideal for morning coffee, sunsets and entertaining, all while taking in breathtaking views of Morro Bay Rock, the Harbor mouth entrance and white water on the horizon. Whether you're looking for a full-time residence or a getaway with wow-factor views, this property delivers location, lifestyle, and opportunity in one exceptional package.

Monthly Cost Estimate

$5,803/mo

20% down · 6.5% · 30 years

Principal$785
Interest$4,702
Insurance$316

Estimates only. Actual payments may vary.

Location

2646 Koa Avenue

Morro Bay, CA 93442

North Morro Bay (820)

Features & Amenities

Interior Features

BalconyRecessed LightingTile Counters

Property Details

Flooring

VinylCarpet

Views

CityOcean

Parking

Driveway

Heating

Forced AirNatural Gas

Cooling

Window Unit(s)Wall/Window Unit(s)

Appliances

6 Burner StoveWater SoftenerWater PurifierDouble OvenGas OvenDishwasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 2646 Koa Avenue is listed at $1,085,000 ($737/sqft). The estimated monthly payment is $5,802 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1974, 0.09 acre lot, 2 stories, 4 parking spaces, Fireplace. Interior Features: Balcony, Recessed Lighting, Tile Counters.

This property is listed by Bill Maddox.

BM

Bill Maddox

License 01972575

Agent at Farrell Smyth, Inc.

Listed by Farrell Smyth, Inc. · Broker phone: (805) 543-2172 · Broker website

MLS# SC26208456· Source: California Regional Multiple Listing Service, Inc· 34 days on PropertySimple

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2646 Koa Avenue, Morro Bay, CA 93442

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