About This Home

This 4-bedroom, 4-bathroom single family at 2647 MONOCACY FORD Road in Frederick, MD is listed for $769,000 ($146 per sqft). Built in 2005, the home offers 5,257 sqft of living space on a 0.12 acres lot.

Key Features

  • Built in 2005
  • 0.12 acre lot
  • 3 stories
  • 4 parking spaces
  • Fireplace

Property Details

3 stories
3 full, 1 half
4 spaces
2005

Amenities

FireplaceA/C
Listing Description

PRICE IMPROVEMENT! If you're not quite ready to downsize square footage or sacrifice luxury living spaces, but want all the convenience of a maintenance-free lifestyle, consider this Waterford model in popular Mill Island at Worman's Mill. This stately stone-front home not only features a signature main-level primary suite, giving one-level living

at its best without compromising the space you need for guests, working from home, or hobbies on the other two levels, but also delivers a unique bonus in-law suite with ADA-accessible features on the lower level. The bright, voluminous interior offers a striking two-story entry foyer and a sweeping great room with a classic fireplace and soaring ceilings.

A traditional parlor sits directly off the entry foyer to the right, and your formal dining room, complete with beautiful lighting and classic trim, is to the left (kitchen-adjacent). In the kitchen itself, you'll find a wealth of cherry cabinetry, a large prep island, new double wall ovens, a six-burner gas cooktop, quartz countertops, laundry space, a pantry, and access to the garage.

The adjoining breakfast room is perfect for morning coffee and everyday meals, opening to a huge composite deck that features both a screened dining/lounge area and expansive unscreened space with plenty of room to entertain, create an outdoor living space, or perhaps start a container garden.

The main-level primary suite includes walk-in closets, tray ceiling, and a private four-piece bath with a jetted garden-style soaking tub. The private upper level is an excellent option for guests, a home office, or hobby/flex space, complete with two cozy bedrooms and a full bathroom.

Accessible via a motorized chairlift (which can easily be removed if not needed), the updated walkout lower level includes a rec room, a bedroom with hardwood flooring and a walkout entrance to the rear yard areaway, a large walk-in closet, an expanded ADA-accessible full bathroom with a roll-in shower, theater room, an additional finished flex roo

m/den, and unfinished utility/storage space (with potential for a second washer/dryer to service the lower level). Throughout the home, you will find special touches like arches, architectural columns, and generous trim lines. The comprehensive monthly HOA for this courtyard-style stunner takes care of everything you need to stay focused on your lifestyle vs.

weekend maintenance, lawn care, trash, and snow removal are included, plus access to the pool, clubhouse, extensive trails, and walkable activities throughout the community. Excellent location near commuter route access points, a wealth of options for shopping and nearby dining (including several popular restaurants on the neighborhood square), and just five minutes from all the excitement of Downtown Frederick. The sellers have just repositioned the asking price for a timely sale--Schedule your showing today

Monthly Cost Estimate

$4,488/mo

20% down · 6.5% · 30 years

Principal$556
Interest$3,332
Insurance$224
HOA$375

Estimates only. Actual payments may vary.

Location

2647 MONOCACY FORD Road

Frederick, MD 21701

MILL ISLAND AT WORMAN'S MILL

Features & Amenities

Interior Features

Entry Level BedroomFamily Room Off KitchenFloor Plan - OpenFormal/Separate Dining RoomKitchen - IslandPrimary Bath(s)PantryRecessed LightingWalk-in Closet(s)Wood Floors

Property Details

Construction

Stone

Parking

DrivewayGarage - Attached

Heating

Forced Air

Cooling

Central Air

Appliances

Built-In MicrowaveCooktop - Down DraftDishwasherDisposalDryerIcemakerOven - DoubleOven - WallRefrigeratorWasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 2647 MONOCACY FORD Road is listed at $769,000 ($146/sqft). The estimated monthly payment is $4,487 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $375/month.

Key features include: Built in 2005, 0.12 acre lot, 3 stories, 4 parking spaces, Fireplace. Interior Features: Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Open.

This property is listed by Kristina M Jacobs Williams and can be reached at 3017884236.

KW

Kristina M Jacobs Williams

License 517559

Agent at Samson Properties

(301) 788-4236
Agent website

Listed by Samson Properties · Broker phone: (703) 378-8810 · View on Broker Site · Broker website

MLS# MDFR2088256· Source: Bright MLS· 21 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

2647 MONOCACY FORD Road, Frederick, MD 21701

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