# 2647 MONOCACY FORD Road, Frederick, MD 21701

> **TL;DR:** 4bd/4ba single family, $759,000 ($144/sqft), built 2005, 5,257 sqft.
> Fireplace, A/C, 2-car garage. Est. $4,434/mo. Listed 26 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $759,000 |
| Price/sqft | $144 |
| Bedrooms | 4 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 5,257 |
| Year Built | 2005 |
| Lot Size | 5,371 sqft (0.12 acres) |
| Stories | 3 |
| Garage | 2-car |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 26 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,838 |
| Estimated Insurance | $221 |
| HOA | $375 |
| **Total** | **$4,434** |

## Key Amenities

- Fireplace
- A/C
- 2-car garage

## Property Highlights

- Built in 2005
- 0.12 acre lot
- 3 stories
- 4 parking spaces
- Fireplace

## Description

### Agent Description
EXCELLENT VALUE! Not quite ready to downsize square footage or sacrifice luxury living? Enjoy all the convenience of a maintenance-free lifestyle in this Waterford model in popular Mill Island at Worman's Mill. This stately stone-front home not only features a signature main-level primary suite, giving gracious one-level living without compromising the space you need for guests, working from home, or hobbies on the other two levels. It also delivers a unique bonus in-law suite with ADA-accessible features on the lower level. The bright, voluminous interior offers a striking two-story entry foyer and a sweeping great room with a classic fireplace and soaring ceilings. A traditional parlor sits directly off the entry foyer to the right, and your formal dining room, complete with beautiful lighting and classic trim, is to the left (kitchen-adjacent). In the kitchen itself, you'll find a wealth of cherry cabinetry, a large prep island, new double wall ovens, a six-burner gas cooktop, quartz countertops, laundry space, a pantry, and access to the garage. The adjoining breakfast room is perfect for morning coffee and everyday meals, opening to a huge composite deck that features both a screened dining/lounge area and expansive unscreened space with plenty of room to entertain, create an outdoor living space, or perhaps start a container garden. The main-level primary suite includes walk-in closets, tray ceiling, and a private four-piece bath with a jetted garden-style soaking tub. The private upper level is an excellent option for guests, a home office, or hobby/flex space, complete with two cozy bedrooms and a full bathroom. Accessible via a motorized chairlift (which can easily be removed if not needed), the updated walkout lower level includes a rec room, a bedroom with hardwood flooring and a walkout entrance to the rear yard areaway, a large walk-in closet, an expanded ADA-accessible full bathroom with a roll-in shower, theater room, an additional finished flex room/den, and unfinished utility/storage space (with potential for a second washer/dryer to service the lower level). Throughout the home, you will find special touches like arches, architectural columns, and generous trim lines. The comprehensive monthly HOA for this courtyard-style stunner takes care of everything you need to stay focused on your lifestyle vs. weekend maintenance, lawn care, trash, and snow removal are included, plus access to the pool, clubhouse, extensive trails, and walkable activities throughout the community. Excellent location near commuter route access points, a wealth of options for shopping and nearby dining (including several popular restaurants on the neighborhood square), and just five minutes from all the excitement of Downtown Frederick. Motivated sellers actively repositioning asking price for a timely sale--Don't miss this one!

## Location

- **Address:** 2647 MONOCACY FORD Road, Frederick, MD 21701
- **County:** FREDERICK
- **Neighborhood:** MILL ISLAND AT WORMAN'S MILL
- **Coordinates:** 39.46257, -77.38948
- **Google Maps:** https://www.google.com/maps?q=39.46257,-77.38948

## Listing Agent

- **Name:** Kristina M Jacobs Williams · **License:** 517559
- **Brokerage:** Samson Properties
- **Phone:** 3017884236
- **Broker Phone:** (703) 378-8810
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/2647-Monocacy-Ford-Rd_Frederick_MD_21701_M59673-70986?f=listhub&s=TRENDPA&m=MDFR2088256&c=propsimple)

## Photos

![2647 MONOCACY FORD Road - Photo 1](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f3814567638r.jpg)

![2647 MONOCACY FORD Road - Photo 2](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f2890470882r.jpg)

![2647 MONOCACY FORD Road - Photo 3](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f3453313006r.jpg)

![2647 MONOCACY FORD Road - Photo 4](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f3186694688r.jpg)

![2647 MONOCACY FORD Road - Photo 5](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f4107993075r.jpg)

![2647 MONOCACY FORD Road - Photo 6](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f3497736983r.jpg)

![2647 MONOCACY FORD Road - Photo 7](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f3293029454r.jpg)

![2647 MONOCACY FORD Road - Photo 8](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f2070394946r.jpg)

![2647 MONOCACY FORD Road - Photo 9](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f1570459776r.jpg)

![2647 MONOCACY FORD Road - Photo 10](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f3766406667r.jpg)

![2647 MONOCACY FORD Road - Photo 11](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f3350712532r.jpg)

![2647 MONOCACY FORD Road - Photo 12](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f492839976r.jpg)

![2647 MONOCACY FORD Road - Photo 13](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f4129114796r.jpg)

![2647 MONOCACY FORD Road - Photo 14](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f2260719952r.jpg)

![2647 MONOCACY FORD Road - Photo 15](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f461005597r.jpg)

![2647 MONOCACY FORD Road - Photo 16](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f2767875737r.jpg)

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![2647 MONOCACY FORD Road - Photo 19](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f4050555207r.jpg)

![2647 MONOCACY FORD Road - Photo 20](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f1373808015r.jpg)

![2647 MONOCACY FORD Road - Photo 21](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f2488604360r.jpg)

![2647 MONOCACY FORD Road - Photo 22](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f557462881r.jpg)

![2647 MONOCACY FORD Road - Photo 23](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f2956229624r.jpg)

![2647 MONOCACY FORD Road - Photo 24](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f3387185594r.jpg)

![2647 MONOCACY FORD Road - Photo 25](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f1370913096r.jpg)

![2647 MONOCACY FORD Road - Photo 26](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f408280438r.jpg)

![2647 MONOCACY FORD Road - Photo 27](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f3361996091r.jpg)

![2647 MONOCACY FORD Road - Photo 28](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f33827918r.jpg)

![2647 MONOCACY FORD Road - Photo 29](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f4080488360r.jpg)

![2647 MONOCACY FORD Road - Photo 30](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f652210967r.jpg)

![2647 MONOCACY FORD Road - Photo 31](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f2157045034r.jpg)

![2647 MONOCACY FORD Road - Photo 32](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f2999714564r.jpg)

![2647 MONOCACY FORD Road - Photo 33](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f2721360271r.jpg)

![2647 MONOCACY FORD Road - Photo 34](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f2425836810r.jpg)

![2647 MONOCACY FORD Road - Photo 35](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f3815819041r.jpg)

![2647 MONOCACY FORD Road - Photo 36](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f2663609592r.jpg)

![2647 MONOCACY FORD Road - Photo 37](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f1224589278r.jpg)

![2647 MONOCACY FORD Road - Photo 38](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f304509885r.jpg)

![2647 MONOCACY FORD Road - Photo 39](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f2065694092r.jpg)

![2647 MONOCACY FORD Road - Photo 40](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f2710590950r.jpg)

![2647 MONOCACY FORD Road - Photo 41](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f3986783186r.jpg)

![2647 MONOCACY FORD Road - Photo 42](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f2164688506r.jpg)

![2647 MONOCACY FORD Road - Photo 43](http://lh.rdcpix.com/aa1c63c7fe840c3586bca94ee8bb9bdal-f3838187761r.jpg)

---

**MLS#:** MDFR2088256 | **Updated:** 2026-09-26
**Source:** listhub

*Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/2647-monocacy-ford-road-frederick-md-21701-r2088256)

---

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