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About This Home

This 2-bedroom, 1-bathroom single family at 265 Howell Bluff Road in Ponce de Leon, FL is listed for $184,900 ($214 per sqft). Built in 1991, the home offers 864 sqft of living space on a 0.45 acres lot.

Agent Description

Come take a look at the move in ready home. This home is located just minutes away from the Choctawhachee River and Boat Launch. This home has been recently updated with a new paint inside and out, new wood for the deck/porch, Gravel for 2 parking areas, Insulation in the attic and the roof is only 4 years old.

Owner just installed a private well for this home also in July 2024! This is a very quiet location and only minutes from Panama City or Freeport. The lot is big with plenty of room for growth or room for your water toys! Come take a look at this beauty!

Key Features

  • Built in 1991
  • 0.45 acre lot
  • Fireplace

Property Details

1 story
1 full
1991

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$989/mo

20% down · 6.5% · 30 years

Principal$134
Interest$801
Insurance$54

Estimates only. Actual payments may vary.

Location

265 Howell Bluff Road

Ponce de Leon, FL 32455

HOWELLS BLUFF

Features & Amenities

Interior Features

FireplaceKitchen Island

Property Details

Flooring

LaminateHardwoodVinyl

Construction

Foundation Stilts Frame Trim Wood

Pool Features

Deck

Heating

WoodWood StoveCentral

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRefrigeratorStove/Oven ElectricWasher

Questions & Answers

This 2-bedroom, 1-bathroom single family at 265 Howell Bluff Road is listed at $184,900 ($214/sqft). The estimated monthly payment is $801 based on 20% down at 6.5% interest.

Key features include: Built in 1991, 0.45 acre lot, Fireplace. Interior Features: Fireplace, Kitchen Island.

This property is listed by Kathleen S Cardenas and can be reached at (850) 213-3048 or kathleen@30alocal.com.

KC

Kathleen S Cardenas

Agent at 30A Local Real Estate

(850) 213-3048

Listed by 30A Local Real Estate · View on Broker Site

MLS# 972074· Source: listhub· Updated 433 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

265 Howell Bluff Road, Ponce de Leon, FL 32455

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