Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 4-bedroom, 4-bathroom single family at 265 Shoreline Drive in Monticello, GA is listed for $699,000 ($225 per sqft). Built in 2009, the home offers 3,100 sqft of living space on a 0.80 acres lot.

Agent Description

Skyline Retreat - Elevated Lakefront Living with Million-Dollar Views. 5 Bedrooms, 3 1/2 Baths including Oversized Garage w/ Upper In-Law Suite Immediate Seller Relocation prompts exceptional offering price at $699k! Set on a premier, elevated homesite with deep water dock access.

This architecturally distinctive residence captures breathtaking, multi-level lake views that simply cannot be duplicated. Thoughtfully designed stairways and meandering pathways connect each level, creating a truly immersive indoor-outdoor experience where every vantage point reveals a new perspective of wide-water vistas, towering pines and glowing sunsets.

Enjoy summer evenings dining on the upper deck as the sun melts into the lake, unwind on crisp autumn nights in the hot tub just off the lower-level guest suite, or savor year-round moments on the intimate wine deck just above the water's edge. This multi-level, multi-view lifestyle is exceptionally rare and sets this home apart from anything else on the market.

The property offers 5 bedrooms and 31/2 baths across the main home and a versatile oversized garage with a private upper-level guest suite, providing endless possibilities for year-round living, seasonal enjoyment, or the perfect weekend retreat for family and friends.

The main residence is beautifully appointed with high-end finishes, including a designer kitchen featuring on-trend natural quartz countertops, a glass tile backsplash, LG Media Refrigerator, Bosch Coffee Center, light solid-wood cabinetry, and custom lighting.

Rich oak hardwood flooring flows through the main living areas, while custom built-in cabinetry elegantly frames the dramatic double-sided fireplace, creating a warm architectural focal point. Open cathedral ceilings blur the lines between indoors and out, filling the space with natural light and shimmering lake views filtered through mature trees.

The upper level of the main home hosts the primary suite, offering stunning treetop and lake views, a cozy sitting area, and a private en-suite bath. An adjacent fourth bedroom provides ideal flexibility as a home office, studio, or additional guest space.

The lower level features two guest bedrooms with lake views and a shared full bath. One bedroom includes a built-in Murphy bed and sliders opening to a private deck and hot tub-perfect as a guest suite or office retreat. A large, dedicated storage room adds valuable functionality rarely found in lakefront homes.

This one-owner, meticulously maintained property includes newer mechanical systems and fresh exterior paint. The unique homesite also offers an oversized two-car garage with its own electrical and water, RV hookup, generous parking, and ample space for recreational toys or a play yard.

Key Features

  • Built in 2009
  • 0.80 acre lot
  • 3 stories
  • 6 parking spaces
  • Waterfront

Property Details

3 stories
4 full
6 spaces
2009

Amenities

WaterfrontViewHardwoodA/CRV Parking

Monthly Cost Estimate

$3,738/mo

20% down · 6.5% · 30 years

Principal$506
Interest$3,029
Insurance$204

Estimates only. Actual payments may vary.

Location

265 Shoreline Drive

Monticello, GA 31064

DEEDED

Features & Amenities

Interior Features

BookcasesDouble VanityHigh CeilingsSeparate ShowerTile BathVaulted Ceiling(s)Walk-In Closet(s)

Exterior Features

BalconyDock

Property Details

Flooring

CarpetHardwoodLaminate

Construction

Concrete

Views

Lake

Parking

GarageRVOpenBoat

Heating

Central

Cooling

Central AirCeiling Fan(s)

Appliances

DishwasherDryerElectric Water HeaterIce MakerMicrowaveOvenRefrigeratorStainless Steel Appliance(s)Washer

Questions & Answers

This 4-bedroom, 4-bathroom single family at 265 Shoreline Drive is listed at $699,000 ($225/sqft). The estimated monthly payment is $3,029 based on 20% down at 6.5% interest.

Key features include: Built in 2009, 0.80 acre lot, 3 stories, 6 parking spaces, Waterfront. Interior Features: Bookcases, Double Vanity, High Ceilings. Exterior Features: Balcony, Dock.

This property is listed by Wally H Cawthon and can be reached at 7703130574 or waterfrontwally@gmail.com.

WC

Wally H Cawthon

Agent at Lake Homes Realty LLC

(770) 313-0574

Listed by Lake Homes Realty LLC

MLS# 10775840· Source: listhub· Updated 153 days ago

Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

265 Shoreline Drive, Monticello, GA 31064

Open this listing in: