About This Home

This 2-bedroom, 1-bathroom single family at 266 Potomac Ridge Road in Heathsville, VA is listed for $529,000 ($410 per sqft). Built in 1940, the home offers 1,290 sqft of living space on a 0.92 acres lot.

Key Features

  • Built in 1940
  • 0.92 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
1 full
1940

Amenities

FireplaceWaterfrontHardwoodA/C
Listing Description

Escape to your own slice of waterfront paradise on the Potomac River, where expansive views stretch across the river toward the Chesapeake Bay. This charming cottage offers the perfect setting for relaxing, entertaining, and enjoying the beauty of the Northern Neck.

Featuring 2 bedrooms, a cozy loft, and a beautifully updated modern bathroom, the cottage combines comfortable living with thoughtful updates. The screened wraparound porch is the perfect place to take in the ever-changing water views. Private stairs lead down to your own sandy beach, creating a rare opportunity to enjoy the waterfront right from your property.

With an updated kitchen and additional improvements throughout, this special property offers the privacy, views, and waterfront lifestyle you've been waiting for. The cottage also has a strong history of rental income, making it an appealing opportunity for those looking for a personal retreat with established rental potential. No HOA adds flexibility and freedom for the next owner.

Monthly Cost Estimate

$2,829/mo

20% down · 6.5% · 30 years

Principal$383
Interest$2,292
Insurance$154

Estimates only. Actual payments may vary.

Location

266 Potomac Ridge Road

Heathsville, VA 22473

Features & Amenities

Interior Features

1st Floor BedroomCathedral/Vaulted/Tray CeilingsCeiling 9 Ft+FireplaceSkylight(s)Smoke DetectorWasher/Dryer Hookup

Exterior Features

Bay ViewDeeded Water RightsRiver/Creek FrontRiver/Creek ViewSand BeachScreened PorchStone DrivewayWater Access-Private

Property Details

Flooring

Hardwood

Construction

Wood Siding

Outdoor Features

Porch

Heating

Electric (Heating)Heat Pump (Heating)

Cooling

Wall Unit(s)Wall/Window Unit(s)Central AirElectric

Questions & Answers

This 2-bedroom, 1-bathroom single family at 266 Potomac Ridge Road is listed at $529,000 ($410/sqft). The estimated monthly payment is $2,829 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 0.92 acre lot, Fireplace, Waterfront. Interior Features: 1st Floor Bedroom, Cathedral/Vaulted/Tray Ceilings, Ceiling 9 Ft+. Exterior Features: Bay View, Deeded Water Rights, River/Creek Front.

This property is listed by Kara Spears.

KS

Kara Spears

Agent at Exit Mid-Rivers Realty

Listed by Exit Mid-Rivers Realty · Broker phone: (804) 493-1888 · View on Broker Site · Broker website

MLS# 121016· Source: Northern Neck Association of Realtors· 45 days on PropertySimple

Copyright © 2026 Northern Neck Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

266 Potomac Ridge Road, Heathsville, VA 22473

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