About This Home

This 4-bedroom, 2-bathroom residential multi family at 268 Chestnut Street in Oneonta, NY is listed for $182,000 ($85 per sqft). Built in 1900, the home offers 2,136 sqft of living space on a 0.10 acres lot.

Key Features

  • Built in 1900
  • 0.10 acre lot
  • 2 stories

Property Details

2 stories
2 full
1900

Amenities

Hardwood
Listing Description

Opportunity and flexibility come together in this well-maintained up-and-down duplex located in the City of Oneonta. Whether you're seeking an owner-occupied investment, a traditional rental property, or a home with income potential, this property offers a variety of possibilities.

The first-floor apartment features two bedrooms, one full bathroom, a galley-style kitchen, and generously sized rooms throughout. In addition, there is a bonus room currently used as a home office, providing valuable extra space for remote work, hobbies, storage, or a variety of other uses.

The layout offers flexibility without sacrificing comfort. The second-floor apartment also offers two bedrooms and one full bathroom, along with a separate powder room. Recent improvements include a newer stand-up shower and the addition of an in-unit washer and dryer.

The versatile floor plan allows the second bedroom to be opened to the living area through double doors, creating an expansive living room or keeping it configured as a private bedroom depending on your needs. Both apartments feature galley-style kitchens and large bedrooms, making the units appealing to tenants and owner-occupants alike.

Located in the City's MU-2 zoning district, the property is eligible for a City of Oneonta short-term rental permit, providing additional investment flexibility. Previous ownership utilized the property as an owner-occupied residence, demonstrating the property's adaptability for a variety of living and income-producing arrangements.

Conveniently situated near downtown Oneonta, SUNY Oneonta, Hartwick College, shopping, dining, and local amenities, 268 Chestnut Street is a versatile property with strong appeal for investors and owner-occupants alike.

Monthly Cost Estimate

$973/mo

20% down · 6.5% · 30 years

Principal$132
Interest$789
Insurance$53

Estimates only. Actual payments may vary.

Location

268 Chestnut Street

Oneonta, NY 13820

Features & Amenities

Exterior Features

Deck

Property Details

Flooring

CarpetLaminateVariesVinylHardwood

Construction

VinylSiding

Outdoor Features

Deck

Heating

Natural GasHot Water(Heating)Baseboard

Appliances

GasWaterHeater

Questions & Answers

This 4-bedroom, 2-bathroom residential multi family at 268 Chestnut Street is listed at $182,000 ($85/sqft). The estimated monthly payment is $973 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1900, 0.10 acre lot, 2 stories. Exterior Features: Deck.

This property is listed by Patrick B. Muller.

PM

Patrick B. Muller

License 10401327316

Agent at Oneonta Realty, LLC

Listed by Oneonta Realty, LLC · Broker phone: (607) 287-1500 · View on Broker Site · Broker website

MLS# R1689794· Source: New York State Alliance of MLSs, LLC· 129 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

268 Chestnut Street, Oneonta, NY 13820

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