About This Home

This 4-bedroom, 4-bathroom single family at 27 PONDEROSA LN in Palmyra, VA is listed for $479,000 ($163 per sqft). Built in 1996, the home offers 2,944 sqft of living space on a 0.56 acres lot.

Key Features

  • Built in 1996
  • 0.56 acre lot
  • 2 stories

Property Details

2 stories
4 full
1996

Amenities

A/C
Listing Description

A lot of house without the $500K price tag! Buy with confidence - this home comes with a pre-listing home inspection and a one-year home warranty included! RARE 4-BEDROOM, 4-FULL-BATH HOME WITH THREE PRIVATE EN-SUITE BEDROOMS! Located in sought-after Lake Monticello, this spacious 2,944-square-foot contemporary offers a flexible floor plan, beautiful wooded surroundings, and plenty of room for family, guests, or multigenerational living.

The heart of the home is the impressive great room, featuring soaring ceilings, hardwood flooring, abundant natural light, and a welcoming open feel. The spacious kitchen flows naturally into the living and dining areas, making everyday living and entertaining easy.

The main-level primary suite offers privacy and comfort, including two walk-in closets and a beautifully remodeled primary bath with an oversized walk-in shower. Upstairs, three additional bedrooms each feature their own private en-suite bathroom-a rare and highly desirable feature that gives family members or guests their own private spaces.

Outside, enjoy the large deck and peaceful 0.56-acre corner lot, surrounded by mature trees and natural beauty. Recent improvements include new carpeting and other updates throughout.

Monthly Cost Estimate

$4,057/mo

20% down · 6.5% · 30 years

Principal$346
Interest$2,076
Insurance$140
HOA$1,495

Estimates only. Actual payments may vary.

Location

27 PONDEROSA LN

Palmyra, VA 22963

LAKE MONTICELLO

Property Details

Flooring

Carpet

Outdoor Features

Deck

Heating

Heat Pump (Heating)

Cooling

Central AirHeat Pump

Appliances

DishwasherDisposalElectric RangeIslandMicrowaveRefrigeratorElectric Cooktop

Questions & Answers

This 4-bedroom, 4-bathroom single family at 27 PONDEROSA LN is listed at $479,000 ($163/sqft). The estimated monthly payment is $4,057 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1495/month.

Key features include: Built in 1996, 0.56 acre lot, 2 stories.

This property is listed by PEGGY SHANKLIN and can be reached at 4349622762.

PS

PEGGY SHANKLIN

Agent at Long & Foster

(434) 962-2762
Agent website

Listed by Long & Foster · Broker phone: (434) 953-8865 · View on Broker Site · Broker website

MLS# 680178· Source: Charlottesville Area Association of REALTORS®· 68 days on PropertySimple

Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

27 PONDEROSA LN, Palmyra, VA 22963

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