# 27 PONDEROSA LN, Palmyra, VA 22963

> **TL;DR:** 4bd/4ba single family, $479,000 ($163/sqft), built 1996, 2,944 sqft.
> A/C. Est. $4,057/mo. Listed 66 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $479,000 |
| Price/sqft | $163 |
| Bedrooms | 4 |
| Bathrooms | 4 full |
| Square Feet | 2,944 |
| Year Built | 1996 |
| Lot Size | 24,394 sqft (0.56 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 66 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,422 |
| Estimated Insurance | $140 |
| HOA | $1,495 |
| **Total** | **$4,057** |

## Nearby Schools

- **Elementary:** Central (Fluvanna)
- **Middle:** Fluvanna
- **High:** Fluvanna

## Key Amenities

- A/C

## Property Highlights

- Built in 1996
- 0.56 acre lot
- 2 stories

## Description

### Agent Description
Buy with confidence - this home comes with a pre-listing home inspection and a one-year home warranty included at no cost to the buyer! RARE 4-BEDROOM, 4-FULL-BATH HOME WITH THREE PRIVATE EN-SUITE BEDROOMS! Located in sought-after Lake Monticello, this spacious 2,944-square-foot contemporary offers a flexible floor plan, beautiful wooded surroundings, and plenty of room for family, guests, or multigenerational living. The heart of the home is the impressive great room, featuring soaring ceilings, hardwood flooring, abundant natural light, and a welcoming open feel. The spacious kitchen flows naturally into the living and dining areas, making everyday living and entertaining easy. The main-level primary suite offers privacy and comfort, including two walk-in closets and a beautifully remodeled primary bath with an oversized walk-in shower. Upstairs, three additional bedrooms each feature their own private en-suite bathroom-a rare and highly desirable feature that gives family members or guests their own private spaces. Outside, enjoy the large deck and peaceful 0.56-acre corner lot, surrounded by mature trees and natural beauty. Recent improvements include new carpeting and other updates throughout.

## Location

- **Address:** 27 PONDEROSA LN, Palmyra, VA 22963
- **County:** Fluvanna
- **Neighborhood:** LAKE MONTICELLO
- **Coordinates:** 37.90582447, -78.32221536
- **Google Maps:** https://www.google.com/maps?q=37.90582447,-78.32221536

## Virtual Tour & Media

- **Video Tour:** https://listings.vahomepics.com/videos/019e8888-10da-70b1-a055-25017709fb5e

## Listing Agent

- **Name:** PEGGY SHANKLIN
- **Brokerage:** Long & Foster
- **Phone:** 4349622762
- **Broker Phone:** (434) 953-8865
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/27-Ponderosa-Ln_Palmyra_VA_22963_M66528-42870?f=listhub&s=CAARMLSVA&m=680178&c=propsimple)

## Photos

![27 PONDEROSA LN - Photo 1](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f1989472399r.jpg)

![27 PONDEROSA LN - Photo 2](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f1501954871r.jpg)

![27 PONDEROSA LN - Photo 3](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f2644731415r.jpg)

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![27 PONDEROSA LN - Photo 37](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f229229357r.jpg)

![27 PONDEROSA LN - Photo 38](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f3450534814r.jpg)

![27 PONDEROSA LN - Photo 39](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f3071805384r.jpg)

![27 PONDEROSA LN - Photo 40](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f339225177r.jpg)

![27 PONDEROSA LN - Photo 41](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f3461097736r.jpg)

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![27 PONDEROSA LN - Photo 47](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f1512550951r.jpg)

![27 PONDEROSA LN - Photo 48](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f4225026474r.jpg)

![27 PONDEROSA LN - Photo 49](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f1949208033r.jpg)

![27 PONDEROSA LN - Photo 50](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f2726227794r.jpg)

![27 PONDEROSA LN - Photo 51](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f2182854132r.jpg)

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![27 PONDEROSA LN - Photo 53](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f2223618882r.jpg)

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![27 PONDEROSA LN - Photo 56](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f2156862928r.jpg)

![27 PONDEROSA LN - Photo 57](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f728038581r.jpg)

![27 PONDEROSA LN - Photo 58](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f539142796r.jpg)

![27 PONDEROSA LN - Photo 59](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f3357178877r.jpg)

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![27 PONDEROSA LN - Photo 61](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f4175784170r.jpg)

![27 PONDEROSA LN - Photo 62](http://lh.rdcpix.com/0a952e7a5ff308245d891c7ad62dd81fl-f471873255r.jpg)

---

**MLS#:** 680178 | **Updated:** 2026-09-30
**Source:** listhub

*Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/27-ponderosa-ln-palmyra-va-22963-a680178)

---

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